CUNA Residential Mortgage Lending eSchool

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ES7RML13

Jun. 03 - 26, 2013 2:00 - 3:30 p.m. CT

Improve the efficiency and success of your mortgage lending operations. When your members shop around for a mortgage, do they buy into your program? To your credit union, the value in mortgage lending goes beyond the income generated because it creates long-term bonds with members. Whether you are just starting out or wish to improve your existing program, CUNA Residential Mortgage Lending eSchool puts you on the right path to success with the convenience of online learning. Discover how to make your lending operations more competitive, efficient and successful.

This event is produced by the CUNA Center for Professional Development and endorsed by the CUNA Lending Council.

CUNA Lending Council members receive $100 off this eSchool.

Who Should Attend

This eSchool is beneficial for credit union staff new to mortgage lending and staff responsible for a variety of mortgage lending products. Affiliation with CUNA/League is required for attendance.

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ES7RML13

Jun. 03 - 26, 2013 2:00 - 3:30 p.m. CT

Class 1: June 3, 2013

Mortgage Underwriting

  • Contrast the layers of risk with the compensating factors that exist in a mortgage loan application
  • Understand the significant secondary market guidelines that apply to the areas of income, assets, credit and liabilities
  • Learn the keys to successfully review appraisals

Class 2: June 5, 2013

Underwriting for Self-Employed Borrowers

  • Discover where to find the income in the tax returns that can be used to qualify your member
  • Find out about Sole Proprietors, Partnerships, S-Corporations, and Corporations
  • Learn how to use a worksheet to reconcile the figures from the tax returns

Class 3: June 10, 2013

All About Appraisals

  • Understand the valuation process and appraisal reports
  • Discuss how to effectively analyze the appraisal document

Class 4: June 12, 2013

Growing Your Mortgage Program

  • Gather tips for building a marketing plan
  • Learn how to build your value proposition
  • Establish the best methods of rolling out a new product
  • Explore how to measure success

Class 5: June 17, 2013

Designing Your Lending Strategy

  • Learn how Mortgage Lending can improve your bottom line
  • Establishing and maximizing your business partner relationships
  • Building an effective loan policy
  • Discuss how to manage the risks
  • Gain a better understanding the secondary market and how to make it work for you

Class 6: June 19, 2013

Loan Servicing

  • Learn how to design a servicing plan
  • Gain a better understanding of sub-servicing
  • Review the economics involved in servicing

Class 7: June 24 & 26, 2013

Regulations Affecting Mortgages: Parts 1 & 2

  • Housing Act, and Fair Lending Exams
  • Review reporting requirements for the Home Mortgage Disclosure Act, including the addition of the new Higher Priced Mortgage Loan category and any other newly revised requirements
  • Learn Truth in Lending requirements, reviewing what constitutes a finance charge and rescission requirements
  • Examine new changes for Home Equity Lines of Credit, new disclosure requirements for closed end mortgages, advertising requirements and appraisal prohibitions, and Higher Priced Mortgage Loan requirements and restrictions
  • Gain a better understanding of the requirements of the Real Estate Settlement Procedures Act, including the Good Faith Estimate and Settlement Statements, transfer of servicing notices
  • Discuss the appraisal requirements - what exactly is the credit union supposed to be doing? When does the credit union need to comply with the Home Valuation Code of Conduct?
  • Learn about flood insurance requirements, including situations when you do not have to require flood insurance
  • Take a look at special collection considerations, including protections under the Servicemember's Civil Relief Act
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ES7RML13

Jun. 03 - 26, 2013 2:00 - 3:30 p.m. CT

Blaine Rada

Blaine is CMG MI's customer training manager. In this position, Blaine is responsible for all aspects of CMG MI's customer training efforts on a national level. In a typical year, Blaine facilitates more than 100 workshops for close to 4,000 participants, in both live and webinar formats.

Blaine joined CMG MI in 1997, following eight years with PMI Mortgage Insurance Co. A full-time trainer for the past 12 years, he has been in the mortgage industry since 1985 and is experienced with loan originating, processing and underwriting. Blaine was named "America's Greatest Thinker" in 2005 by winning the Great American Think-Off, a national philosophy competition, and in 2011 was accepted as a member of American Mensa.

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ES7RML13

Jun. 03 - 26, 2013 2:00 - 3:30 p.m. CT

Recorded Event

All live event registrations include credit union access to the recorded event. You may also purchase the recorded event separately. Click here to see more about purchasing the recorded event. Recorded events can be accessed by anyone at a registered credit union through My Programs.

Sessions

Only interested in a specific topic? Select individual sessions are available as webinars for $219-$438 each.

  • Mortgage Underwriting
  • Underwriting for Self-Employed Borrowers
  • All About Appraisals
  • Growing Your Mortgage Program
  • Designing Your Lending Strategy
  • Loan Servicing
  • Regulations Affecting Mortgages: Parts 1 & 2

See a full list of upcoming events.

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ES7RML13

Jun. 03 - 26, 2013 2:00 - 3:30 p.m. CT

CPE Credits logoCUNA is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasba.org.

CPE Credits: You can earn 14 group Internet-based credits for this eSchool. No advance preparation or prerequisites are required. For more information regarding administrative policies, such as complaint and refund, please contact CUNA at 800-356-9655, ext. 4249. To view all programs that offer CPE credits, click here.

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ES7RML13

Jun. 03 - 26, 2013 2:00 - 3:30 p.m. CT

To provide more credit union staff the opportunity to hear detailed information regarding their credit union duties, CUNA adapts many of its face-to-face schools into eSchools. Just like face-to-face classes, CUNA eSchools allow attendees to see and hear a presentation, ask questions of the speaker and refer to handouts. With topics spanning all credit unions' business areas, CUNA Training Bundle affordably provides unlimited access to all CUNA webinars, eSchools and audio conferences for all staff, managers and board members.

Registration includes credit union access to the recorded event through My Programs.

Connecting to Your eSchool

CUNA webinars use Adobe Connect to provide an interactive and convenient online learning environment. Whether you are a first-time Adobe Connect user, or simply need a refresher, take a short tour. You'll learn how to effectively interact with the speakers and your peers during eSchools.

You need a phone and a computer with an Internet connection. Event connection details will be emailed to registered attendees 24-48 hours prior to the event. If you register for an event on the day it is being held, please call 800-356-9655, ext. 4249 or email for assistance.

Recorded Event

All registrations include credit union access to a recording of this event. Recorded events are available within 48 hours of the live event. Recorded events can be accessed by logging into My Programs using your CUNA website username and password.

Discounts

CUNA Council members and CUNA Volunteer Network members receive a $100 discount. Your final price will be visible at checkout.

Please note: Only one discount available per registration.

100% Guarantee

CUNA is committed to providing a quality learning experience. If for some reason you are not fully satisfied, contact us and we'll provide you a full tuition refund or credit.

Cancellations

Cancellations received in writing (via fax 608-231-4327) seven or more days before the start of the program are eligible for a refund of the amount paid minus a $200 administrative fee. No refunds will be granted if cancellation is received six days or less before a program begins. Substitutions are accepted anytime prior to the start of the program at no additional cost. Simply fax event and contact information, listing the new participant and who they will be replacing. Cancellation fees do not apply for free or complimentary programs.

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