Ken brings 37 years of
financial institution management and professional consulting experience to
Abound Resources, where he heads up the risk management practice. Ken has
managed the risk management practice areas for two national consulting firms
serving the credit union and community banking industries. He also served as a
senior consultant with two international risk management consulting firms and
held responsible management positions in the internal consulting and auditing
departments of two regional financial institutions.
experience includes completing risk assessments at over 500 credit unions and
banks in the U.S., Latin America and Southeast Asia. Additionally, he has helped
over 30 financial institutions manage compliance with regulatory enforcement
actions, including consent agreements and written agreements, completed
BSA/Anti-Money Laundering risk and compliance assessments, GLBA 501b information
security reviews, Sarbanes-Oxley and FDICIA risk assessments and IT audits.
Ken is a certified public accountant and a certified bank auditor. He is
a frequent speaker for financial institution industry conferences and seminars.
He has managed workshops and delivered presentations to credit unions, banks and
thrifts for regulatory authorities. For 10 years, Ken served on the faculty of
the Louisiana State University Graduate School of Banking program, instructing
in risk management. He has also authored numerous articles on risk management
for various industry publications.
Kathleen is a senior consultant with Abound Resources
and has over 28 years consulting experience, including risk management and
internal controls, compliance, lending, credit policy and procedures. She has
served as BSA/AML/OFAC officer, privacy officer, compliance manager and risk
Kathleen has extensive experience in BSA/AML audits and
consulting, including BSA lookbacks, BSA program implementation. Her compliance
experience includes extensive policy, procedure and loan documentation writing,
and creation and implementation of complete compliance programs. She is a
nationally recognized expert in CRA and HMDA and has also developed and
implemented CRA and HMDA departments, credit scoring override monitoring
systems, compliance training programs and compliance audit processes. Her credit
background includes commercial and private banking lending, credit policy
manager, workout loans and credit review. Kathleen also has experience with the
development of member business lending policies and procedures, in conformity
with NCUA regulatory guidelines.