Jamie is the director of the Division of Consumer Compliance Policy and Outreach in the Office of Consumer Protection of the National Credit Union Administration (NCUA). The Division is responsible for consumer compliance policy and rulemaking, fair lending policy and examinations and interagency coordination on consumer compliance issues.
Prior to joining NCUA, Jamie was a counsel at Relman, Dane & Colfax PLLC and advised financial institutions regarding compliance with fair lending laws. Her practice focused on mortgage lending and credit card lending. From 2007-2011, she was an attorney in the Regulations branch of the Federal Reserve Board’s Division of Consumer and Community Affairs. During her tenure with the Board, Jamie developed regulations and provided guidance to compliance officers, examiners, lawyers and other interested parties regarding consumer protection and fair lending laws then implemented by the Board, including the Truth in Lending Act, the Equal Credit Opportunity Act and the Home Mortgage Disclosure Act.
Jamie also served as a senior policy counsel for the Center for Responsible Lending, where she worked from 2004 through 2006 to promote fair and responsible lending in the mortgage lending and payday lending markets. She also worked for three years as an associate in the Real Estate Practice Group of the law firm of Arnold & Porter.
Elizabeth is a senior policy analyst in the Supervisory Policy Branch of the FDIC’s Division of Depositor and Consumer Protection in Washington, D.C. She serves as the chair of the FFIEC working group that drafted the FFIEC’s social media compliance guidance. Before joining the FDIC, she was a senior associate in the Financial Institutions Group and Privacy Working Group of Hogan Lovells US LLP (formerly Hogan & Hartson). Prior to that, she was a senior attorney at the Office of the Comptroller of the Currency. She is the co-author and co-editor of the Financial Institutions Answer Book, a treatise on banking regulation published by the Practising Law Institute. She also contributes a crossword puzzle to the American Bankruptcy Institute’s monthly ABI Journal. She is a member of the International Association of Privacy Professionals, the American Bankruptcy Institute and the Federal Communications Bar Association.
Rick has been a counsel in the Federal Deposit Insurance Corporation (FDIC) Legal Division since 1989. He has been in the Division’s Consumer/Compliance Unit since August, 2003. Among his numerous assignments, Rick has specialized in matters dealing with information security, identity theft, social media, prepaid cards, electronic fund transfers and the Community Reinvestment Act.
Prior to his move to “open bank” work, Rick was in the Receivership Goodwill Section, where he represented the agency in its role as receiver in multi-party litigation in the United States Court of Federal Claims and the United States Court of Appeals for the Federal Circuit. Before that, he was counsel in the FDIC and RTC Professional Liability Sections. In those Sections, he managed and supervised litigation in United States District Courts throughout the United States and Puerto Rico relating to complex tort actions against bank and thrift insiders, professionals and insurance carriers. Prior to his work for the FDIC, Rick worked in the Regulations and Legislation Section of the Federal Home Loan Bank Board, in the Office of Information of Privacy of the United States Department of Justice and for the Benefits Review Board of the United States Department of Labor.
Cheryl began her career in compliance at what is now Wells Fargo Bank. She started at Trumark Financial Credit Union in Trevose, PA, about seven years ago as the compliance officer for a $700 million credit union which has now become a $1.5 billion 17 branch credit union.