GRAND RAPIDS, Mich. (12/29/09)--CU*Answers has declared a $700,000 patronage dividend for its owners and announced that there will be no cost of living adjustment increase affecting its member credit union invoices. The dividend is a 75% increase over last year’s dividend of $400,000. The credit union service organization has returned $5 million to its owners in the past five years. CU*Answers also announced that it will offer It’s Me 247 Mobile Banking free to its credit unions when released next year. The service offers online banking, member check processing and direct deposit services. CU*Answers is based in Grand Rapids, Mich.