MADISON, Wis. (4/11/08)--College students can get tips and a detailed chart to help them design a spending plan in a new statement stuffer from the Credit Union National Association (CUNA). “Create a College Budget” provides a detailed list of potential monthly expenses and income to help college students create an appropriate annual budget. The stuffer also offers important advice--such as avoiding the credit card tables on campus and visiting their credit unions for money management advice. Two other financial literacy pieces were recently created to remind members to go to their credit union for help before they are over their heads in debt. The “When Times are Tough We Can Help” lobby brochure offers ways to cut expenses with adjustable rate mortgages, high interest credit cards, and more. It provides frequent reminders that credit unions are the place to go for consumer-friendly deals. The “We’re Here for You” drive-up envelope also reminds members to see their credit unions for financial help in tough economic times--and the sooner the better. New information and artwork along with up-to-date tables and statistics are featured in CUNA’s revised “Your Budget Blueprint” handbook. Members can learn to plan and budget for the future, and find out how and where to save money. The handbook is part of the seven-booklet “Fundamentals of Personal Finance” series designed to educate members about financial topics. Other recently updated consumer pieces from CUNA include:
* “Budget Blueprint: Design Your Own Spending Plan” statement stuffer, with advice and an extended budgeting table to help members design and track a budget, and create related financial goals; * “10 Questions to Ask a Mortgage Lender” statement stuffer, which helps members gather information they need before filling out a mortgage application, from various fees and costs, to loan and lender specifics; * “Mortgage Refinancing: You Could Save a Bundle” statement stuffer, which spells out the basic costs, market considerations, and types of loans available to members deciding whether to refinance; and * “Refinance Your Vehicle Loan and Save” drive-up envelope, which points out to members that refinancing a vehicle loan at the credit union could substantially reduce monthly payments, and suggests that they call their credit union for information.
For more information, use the links.