ST. LOUIS (7/20/11)--The Work Number, a service of Equifax and a provider of verified employment and income verifications (VOE/VOI), has released self-employed verifications, a solution that helps qualify the nearly one-in-nine American workers classified as self-employed for loans and other forms of credit. The Work Number has provided automated verification of salaried employees for years, but verifying employment for self-employed individuals is usually done manually. Employment and income-related misrepresentation continues to be among the leading fraud types that undermine loan quality, said Equifax. Lenders can receive a VOE for a self-employed applicant, with document images of the individual’s business listing from a state regulatory site, and general business information from a third-party source. The Work Number also can contact the applicant’s tax preparer to provide a report to the lender. The Work Number employs a uniform and auditable research process in completing self-employed VOEs, conducted by a team of employer validation, contact and transcription specialists. All information obtained during fulfillment is systemically recorded and documented. The Work Number offers employer-direct and up-to-date employment and income verifications. The service allows access to more than 200 million records instantly and will manually complete remaining employment and income verification requests within days. The Work Number also provides IncomeChek, a tax-transcript fulfillment service, and DirectChek, an identity assessment and authentication service.