NEW YORK (4/24/08)--Credit unions receive attention in a personal finance guide's chapter on choosing an online bank. The excerpt from "You're So Money: Live Rich Even When You're Not" was featured Tuesday on TheStreet.com. The excerpt from the book by Farnoosh Torabi, senior correspondent for TheStreet.com, lists five things to consider in picking an Internet bank. No. 2 on the list is: "Check in with credit unions." Torabi has had saving and checking accounts with the Digital CU, a $3.9 billion asset credit union based in Marlborough, Mass., since she was 17. She notes the benefits of credit unions as not-for-profit institutions, including "they don't have to subject their banking clients to exorbitant fees, like for-profit banks do." She mentions one caveat: credit unions have fewer branches and ATMs, and since she moved to New York, it's impossible to visit a DCU branch. However, she hasn't needed to go to a branch the past 10 years because of the credit union's online presence, which she called "crucial" to her being a member. She suggested readers check out CUNA's consumer website, www.creditunion.coop, as a place to locate a credit union. For the full article, use the link.