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June articles--Safe summer driving; converting IRAs

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Dear Home & Family Finance Resource Center Subscriber:

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Half of all adult Americans haven't made real retirement plans. "Your Retirement Guidelines and Goals," a handbook from CUNA's Center for Personal Finance, can help. This booklet includes information about setting goals, understanding investment and savings options, and finding people and resources to help plan for retirement. One great resource--an IRA (individual retirement account) specialist at your credit union.

And be sure to read “Convert or Not to Convert … to a Roth IRA” featured this month in H&FFRC (see below for details).

Higher Deposit Coverage Gives You More Reasons to Save

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If you’re wondering how safe the money is in your credit union accounts, a new statement stuffer from CUNA assures that it is. The stuffer explains insurance coverage for various accounts and explains new $250,000 insurance coverage amounts for retirement accounts.

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Copy & Art ExpressTM (CARTX) subscribers--The number in parentheses after each summary is the item number of a shorter version of the article available in CARTX. To locate the article, enter this number in the key word search.

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New Home & Family Finance Resource Center content featured in June:

Direct Deposit/Automatic Transfer Video Clip
Sometimes managing your money seems as complicated as rocket science. It doesn’t have to be. Direct deposit and automatic transfers can help.

Catch the newest H&FFRC video clip as a Center for Personal Finance editor explains how direct deposit works and why it is an easy way to save--and to pay yourself first. With automatic transfers you’ll never have to wonder if you’ve set enough aside to reach your goals or if you’ve made your car or mortgage payment on time. Look for this new video under the New & Cool section on the Resource Center’s home page in June.

Take a Summertime Drive to Safety (featured week of May 29)
No season drives home the importance of auto safety more than summer. This article helps you prepare before you hit the road. (8104)

To Convert or Not to Convert … to a Roth IRA (featured week of June 12)
Experts agree that an IRA is an excellent, tax-advantaged vehicle to use for retirement savings. But which is better for you, a traditional or a Roth IRA? If you have a traditional IRA now, should you convert it to a Roth? (3094)

Is There a Villa in Your Vacation Future? (featured week of June 19)
Why rent a hotel room or pay hefty resort prices when you can rent an entire villa? Read on to find if this vacation option is right for you. (6322)

College Costs Update (featured week of June 26)
College costs continue to rise. But thanks to a host of grant aid and tax credits, most students pay less than the published price of tuition. (7150)

Fast Fact: Tap Your Home’s Equity (featured week of May 29)
Many homeowners are turning to home equity loans to finance home improvements and to help with other financial needs. Find out why they are such a popular option. (5090)

Use these "In the next issue..." messages in your traditional newsletter and online to regularly tell members what's coming in the Home & Family Finance Resource Center as you remind them to visit your Web site. Also remind your members to participate in June’s Snap Survey about phishing attacks and prevention (featured beginning June 5).

In the July issue (available beginning July 3)

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Budget for Your Pet’s Life-Long Care
Are pet expenses getting out of hand? Between increased pet pampering, new veterinary procedures and longer-lived pets, are costs spiraling out of control? How can the average family fit pet expenses into their budgets?

Will Power
Do you have a will? Is it current? This article explains why having a will is a smart move for everyone.

Take Time to Pick a Computer for College
Buying the right computer for college takes time to consider what you really need and what you can afford. This article can help you choose what’s best for you.

Did You Leave a Retirement Plan at a Former Job?
Did you leave behind a retirement savings plan at a former job--or are you about to? If so, depending on your situation and assuming you’re not ready to retire yet, you generally have four options for your savings.

Fast Fact: Direct deposit benefits

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