Dear Home & Family Finance Resource Center Subscriber:

New Home & Family Finance® Resource Center Launched
The redesigned Home & Family Finance® Resource Center is now up. If you haven’t noticed, it’s on your credit union’s Web site and ready for your members to use.

We hope you and your members enjoy it. If you have any questions, please contact Barb Bender at 800-356-9655, ext. 4090.

Guides to Independence

Visit http://buy.cuna.org/static/guides_freemodule.html to check it out

That's a "which came first?" question in the Guides to Independence course now offered free on CUNA's consumer Web site, www.creditunion.coop. This 12-minute program teaches 9-12th graders the difference between banks and credit unions, how credit unions got started, and the advantages of membership. It's quick, fun, and easy to complete. Take it yourself to learn whether or not people were already eating potato chips when credit unions opened. (We designed it for teens, but found that adults enjoy it, too!)

Find Out What to Keep and What to Throw Away
It’s unbelievable that each day, the typical family receives five to 10 important items related to school, finances, social events, or work. That easily translates into 50 items a week or 2,500 items a year. What should you keep and what should you throw away?

To view, click here

A statement stuffer from Credit Union National Association’s Center for Personal Finance can help. The brochure, with an easy-to-read chart, helps members decide how long to save financial documents. Ideal for first quarter statement inserts.

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Copy & Art Express^TM (CARTX) subscribers--The number in parenthesis after each summary is the item number of a shorter version of the article available in CARTX. To locate the article, enter this number in the key word search.

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New Home & Family Finance Resource Center content featured in November:

What You’ll Get for That Car Accident vs. What It May Cost You (featured week of Nov. 6)
Thinking of filing an insurance claim? An increase in premiums could wind up costing you more than the claim is worth. (in-1638)

Homeschooling Brings Home the Cost of Education (featured week of Nov. 13)
As long as library cards are free, homeschoolers say it’s possible to teach your child at home for next to nothing. (ed-1640, ed-1642)

Avoid the Red by Saving More Green This Holiday Season (featured week of Nov. 20)
Setting a budget and making a list--and matching the two--can be really effective at reining in the ‘over’ part of holiday overspending. (hd-1641)

Get a Clue About What National Databases Have on You (featured week of Nov. 27)
When it comes to car crashes and claims on your homeowners policy, it’s good to be clueless. And if you think an A-Plus is always a good thing to get, think again. (in-1639)

Debit vs. Credit Video Clip
Catch the newest Home & Family Finance Resource Center video clip as our center for personal finance intern talks about choosing debit or credit at the checkout. She discusses advantages of each method and urges readers to visit your credit union for the best debit card. Look for this new video under on the Resource Center’s home page in November.

Use these "In the next issue..." messages in your traditional newsletter and online to regularly tell members what's coming in the Home & Family Finance Resource Center as you remind them to visit your Web site. Also remind your members to participate in November’s What’s Your Story question about what it takes to be a successful entrepreneur (featured beginning Nov. 6).

Get the January articles here

In the December issue (available beginning Dec. 4)

Live Simply to Reap Savings
There is one piece of advice that has the power to both simplify and transform your life: Live beneath your means. Spending less than you earn results in less stuff and less stress.

Credits and Deductions Save You Tax Dollars
Are you taking advantage of all the credits and deductions available to you?

Ten Tips for Avoiding Airline Flight Delays
Most travelers assume there’s nothing they can do to alleviate flight delays. This article gets you off the ground.

Money in Other Cultures
Find out how non-Americans view money and see what they use as their "dollar."

Looking for fresh ways to attract members to your Web site and to the Home & Family Finance Resource Center? Send these "coming soon" announcements to your sponsor/sponsors and suggest that they be posted on the Intranet or published in the sponsor newsletter every month.

What do you like about your Home & Family Finance Resource Center subscription? What would you change? What would you tell colleagues at another credit union about the Resource Center if they were considering a subscription? Have good ideas to share about how you promote it to your members?

Click here to let us know.