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Youth Initiatives

Teach young adults financial survival skills with the NEFE^®
High School Financial Planning Program^®

The NEFE High School Financial Planning Program (HSFPP) is a fully developed curriculum that credit union people can take into schools at no charge.

The HSFPP curriculum consists of seven units that integrate easily into a number of existing high school courses, such as math, social studies, economics, and consumer or life science.

HSFPP materials provide a basic introduction to personal financial planning, covering the impact of career and work factors on earnings potential, spending and saving money, using and managing credit effectively, protecting assets, and the time value of money. Students also are taught how to develop their own personal spending and savings plan.

Teachers accept the HSFPP because the materials are concept-based and don't sell products or promote a specific financial institution.

The program consists of a 128-page personal finance guide for each student, which is filled with practical assignments relevant to a teenager's experience, and a step-by-step 275-page instructor's manual. Both are available at no charge.

Teachers are encouraged to team up with a financial professional to teach the program. That's where YOU come in.

The National Endowment for Financial Education^®(NEFE) provides the High School Financial Planning Program at no cost to public and private high schools throughout the country. It is based on the philosophy that discipline in managing money is best achieved if it is learned early in life.

The establishment of the NEFE-CUNA agreement creates a powerful three-way collaboration for the NEFE High School Financial Planning Program. Since 1991, NEFE has partnered with the U.S. Department of Agriculture-NIFA (National Institute of Food and Agriculture) and participating Land-Grant University Cooperative Extension System (CES) to revise, distribute, and evaluate the program. CES will continue its involvement at the national level, as well as locally through its broad network of Extension educators and specialists.

"Economic turmoil has focused the nation’s attention on the need for personal finance education. But the fact is, even in times of prosperity, consumers must know how to manage limited resources to meet obligations and take advantage of opportunities. The High School Financial Planning Program® gives students a solid grounding in all aspects of money management. Through CUNA’s long-standing partnership with NEFE® and the National Institute of Food and Agriculture, the credit union movement is helping to prepare millions of teenagers for lifelong financial literacy."
-- Bill Cheney, CUNA president and CEO

"Our efforts to build and meet demand for the HSFPP will make credit unions' invaluable work easier as you join NEFE and the Cooperative Extension System in getting the program into the hands of millions more young Americans. In addition, promoting a "new and improved" HSFPP gives your credit union a unique window of opportunity to help create demand for financial education in schools, and gain additional visibility in your community. "
-- Ted Beck, president and CEO of NEFE

"USDA-NIFA, Division of Family and Consumer Sciences’ purpose is to strengthen families, communities, and the economy. This partnership with NEFE and CUNA provides an excellent opportunity to educate and empower young Americans to make wise decisions regarding their personal finances. The NEFE High School Financial Planning Program sponsored by NEFE and CUNA compliments the educational programs taught throughout the United States by the Cooperative Extension System, Family and Consumer Sciences Educators."
-- Susan S. Shockey, Ph.D., CFCS, NIFA National Program Leader, Family and Consumer Economics