Stay current on what's happening in the world of compliance. During this eschool, you'll hear from industry experts on the compliance challenges they see facing credit unions. Plus, you'll get tips that will help you conquer these challenges at your credit union.

Archived CUNA eSchools enable staff to pick up new skills and keep up with daily responsibilities. Viewing a archived eSchool will enable you to see and hear a presentation, questions of the instructor, and refer to handouts. You need only a computer with an Internet connection and speakers. If you have a computer projection screen, it's easy to provide this training to a whole roomful of staff!

Use our 90- to 120-minute archived eSchools as part of a full day of training by gaining knowledge and ideas at the eSchool, then spend some time discussing how the new information applies to your credit union.

A single session archived eSchool will be made available usually within 48 hours of the live event and a two session archived eSchool will be made available within 48 hours of the conclusion of the second session. By registering for this archived eSchool, you will receive unlimited access until the end date listed above. No access to this archived eSchool is provided after the end date listed above.

Attend this eSchool live on September 1, 2010

Access this archived eSchool

Regulation Z Update & Other Consumer Lending Issues

• Discuss changes to the credit disclosure rules
• Review the changes to multi-featured open-end lending
• Learn what disclosures will be required for account opening tables, periodic statements, and change in terms
• Review what substantive limitations have been promulgated for open-end loans
• Identify the proposed changes to the HELOC disclosures and what affect they could have on your loan business

Mortgage Lending Compliance Updates - Out With the Old & In With the New!

• Examine Regulation Z changes
• Discover Home Valuation Code of Conduct requirements
• Identify changes in the appraisal process
• The new Good Faith Estimate and Settlement Statements
• Learn the new marketing requirements
• Review the S.A.F.E. Act

FACTA - What's New for 2010?

• Review when to give the risk-based pricing notice for loans that are granted or extended based on a consumer report with "material terms" that are "materially less favorable"
• Learn the definitions for "material terms" and "materially less favorable" and explore two alternative methods that can be used to determine when "material terms" are "materially less favorable"
• Discover alternatives to providing the risk-based pricing notice as well as five model forms

Current Compliance Issues in Fraud

• Review privacy obligations and data loss scenarios
• Discuss ID theft red flag requirements
• Discover vendor management essentials
• Learn how to build a beach notification system
• Identify how to prevent loan fraud
• Learn how to recoupe your fraud losses: from bond to breaches

Regulation CC Update & Advanced Check & Payment Issues

• Learn how to eliminate of nonlocal checks
• Discover issues with remotely created drafts
• Review the liability theory of "Good Faith" claims
• Compare stop payment vs. lost check

Adjusting to the New Overdraft, Gift Card & ACH Rules for 2010

• Review the new Reg E overdraft rules
• Learn Gift card dormancy and fees and the CREDIT Card Act
• Discuss the new privacy disclosures
• Learn the new ACH authorization & return rules

This eSchool is beneficial for compliance staff, management, and anyone at your credit union needing this detailed compliance information — management, CEO, directors, mortgage lending staff, consumer lending staff and operations staff.

Affiliation with CUNA/League is required for attendance.

Mary-Lou Heighes, CUCE

Mary-Lou has been involved in the credit union movement since 1989. She has been involved in all areas of credit union operations: general operations, marketing, collections, lending and compliance. She is a CUNA Certified Credit Union Compliance Expert (CUCE) and is president of Compliance Plus, Inc., which provides strategic planning, training, compliance and consulting services to credit unions. Mary-Lou was the senior research and information consultant for the California/Nevada Credit Union League for seven years and since founding her company in 2000, has provided training for credit unions and leagues around the country. Prior to her tenure at the league, she spent five years in the credit union trenches.



Woody Hodgdon, CUCE, BSACS

Woody is the founder of W & D Adventures, LLC and Regulations A-Z & More. He has been a national compliance presenter for more than 17 years and recently retired from Addison Avenue Federal Credit Union after 28 years. Woody was most recently the national compliance manager at Addison Avenue and was located in their Loveland, Colorado branch. He spent three years as an agent for CUNA Mutual in northern Colorado prior to starting his management career with credit unions. Woody has been involved in credit union management, operations, marketing and compliance issues for more than 30 years and has also held jobs as interim credit union manager, vice president of operations, branch manager, marketing manager, collection & compliance manager and senior loan officer.



Bruce Jolly

Bruce, a former CUNA Washington counsel, has been involved in legislative and regulatory changes affecting credit unions since the 1980s. He was actively involved in truth-in-lending reform, electronic fund transfer rule implementation and a host of other mission critical rules and regulations. He has been a fixture in compliance training for credit unions, written on compliance topics extensively and recently formed Reed & Jolly PLLC with David Reed to make their combined experience readily available across the United States. He serves as outside counsel to the National Association of State Credit Union Supervisors and is admitted to the state bars of North Carolina, Virginia, the District of Columbia and Maryland. Bruce thinks the key to compliance training is to make the topic understandable using concrete examples of compliance concerns to illustrate the points being made.



Bill Klewin

Bill is director of Regulatory Compliance for CUNA Mutual Group in Madison, Wisconsin. In that role, he is responsible for issues involving regulatory compliance, lending and lending insurance.

Bill joined CUNA Mutual Group in 1986 as Assistant Counsel. After 10 years in the Legal Division, he was named vice president and managing director of CUNA Mutual Group’s Lending Lab and product leader for LOANLINER and the Student Loan Network. He rejoined the Legal Division in 2007.

Prior to joining CUNA Mutual Group, Bill maintained a private practice, concentrating on commercial and business law.

Bill is nationally known for his expertise in consumer lending and operations. He is recognized as the nation’s expert on open-end multi-featured lending. He has spoken at numerous conferences focusing on credit union and financial institution issues. Bill was a main teacher in a team chosen by the NCUA to train state and federal examiners in consumer lending, and he is a regular contributor and columnist in various publications on lending-related issues.




David Reed

Attorney, author, consultant and nationally recognized speaker, David is a partner in the law firm of Reed and Jolly, PLLC and founder of CU Doctor, a full service credit union consulting practice. Through Reed and Jolly, David provides guidance to credit unions concerning a variety of matters including the establishment and revision of credit union policies and procedures, organizational compliance, collections, security, contractual agreements, regulatory matters and corporate governance.

David is particularly noted as an expert in the areas of credit union operations, bankruptcy and collections. He has been selected to train NCUA Field Examination and Audit Staff on numerous issues including ID Theft Red Flags, S.A.F.E Act, Third Party Contract Management and Bankruptcy matters.

The last day for cancellations was October 12, 2010. Substitutions are accepted anytime prior to October 13, 2010 at no additional cost. Simply fax event and contact information, listing the new participant and who they will be replacing.