Discuss strategies for pricing loans and deposits in this historically low, and potentially soon to be rising, interest rate environment. This audio will specifically address solutions for managing your cost of funds as short-term interest rates move up over the next few years. Pricing strategies and philosophies will be presented along with a discussion of common pricing mistakes. This audio will also highlight how credit union pricing decisions react in a rising rate environment. Strategies for managing your net interest margin while remaining competitive in the market place will also be discussed. In addition, 'take-home' strategies for your next rate-setting or board meeting will be presented.

CUNA archived events enable staff to pick up new skills and keep up with daily responsibilities. Hearing the archived audio conference will enable you to hear a presentation, questions of the instructor, and refer to handouts. You need only a computer with an Internet connection and speakers. The archived event is made available within 48 hours of the live event. Please note: The same username and password you use to register will be used to access your archived event.

This audio was offered live on
November 12, 2009

Access this archived audio

This audio conference is beneficial for finance professionals, executives, CEO's, and board members.

Affiliation with CUNA/League is required for attendance.

Steve Rick

Steve is a senior economist for Credit Union National Association. He conducts economic research, teaches at various credit union schools and conferences and writes articles for CUNA publications. Steve facilitates strategic planning sessions for credit union boards and has authored a textbook on asset-liability management. Steve is also a faculty member of the economics department at the University of Wisconsin-Madison.

Mary-Lou Heighes, CUCE

Mary-Lou has been involved in the credit union movement since 1989. She has been involved in all areas of credit union operations: general operations, marketing, collections, lending and compliance. She is a CUNA Certified Credit Union Compliance Expert (CUCE) and is president of Compliance Plus, Inc., which provides strategic planning, training, compliance and consulting services to credit unions. Mary-Lou was the senior research and information consultant for the California/Nevada Credit Union League for seven years and since founding her company in 2000, has provided training for credit unions and leagues around the country. Prior to her tenure at the league, she spent five years in the credit union trenches.

The last day for cancellations was November 4, 2009. Substitutions are accepted anytime prior to the start of the program at no additional cost. Simply fax event and contact information, listing the new participant and who they will be replacing. Cancellation fees do not apply for free or complimentary programs.