NCUA Budget & Share Insurance Fund

The National Credit Union Administration (NCUA) is funded by credit unions and their 115 million members, without taxpayer funding through the Congressional Appropriations process.  Credit unions deserve an open and transparent budgeting process.
Where We Stand

CUNA continues its work to ensure the methodology used to fund NCUA's operating budget is established and consistent with fairness to state and federal credit unions and the Federal Credit Union Act and only support those expenses to the National Credit Union Share Insurance Fund that are legitimate substantiated “insurance-related costs.”  

  • In 2017, NCUA announced plans to close two (of their existing five) regional offices and would restructure field operations to improve efficiency. This change is set to take effect in 2019.
  • Following closure of the Corporate Stabilization Fund, credit unions participating in the Share Insurance Fund in 2017 received a dividend distribution in Q3 2018.
  • CUNA continues to advocate for a return to the SIF normal operating level of 1.3
What We've Told Lawmakers & Regulators
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Removing Barriers Blog
Learn more!

NCUA's Corporate Stabilization Program - An Update
CUNA White Paper
February 2017

The Case Against an NCUSIF Premium in 2017
Credit Union National Association
December 2016




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