Removing Barriers Blog

CFPB Issues FDCPA Interim Final Rule on the CDC’s Eviction Moratorium
Posted April 19, 2021 by CUNA Advocacy

The CFPB issued an FDCPA interim final rule (IFR) related to the CDC’s eviction moratorium. The CDC has established the eviction moratorium to protect the public health and reduce the spread of the virus.

The interim final rule requires debt collectors to provide written notice to tenants of their rights under the CDC’s eviction moratorium and prohibits debt collectors from misrepresenting tenants’ eligibility for protection from eviction under the moratorium.

CFPB Fast Facts Summary of the Interim Final Rule.

According to the Bureau’s release, debt collectors who evict tenants who may have rights under the moratorium without providing notice of the moratorium or who misrepresent tenants’ rights under the moratorium can be prosecuted by federal agencies and state attorneys general for violations of the FDCPA and are also subject to private lawsuits by tenants.

The IFR is effective on May 3, 2021.