David Reed is a former trial attorney and Vice President and General Counsel of Apple Federal Credit Union, Mr. Reed is particularly noted as an expert in the areas of credit union operations, governance, security, bankruptcy and collections. He has been selected to train federal and state field examination staff on numerous issues including BSA, ID Theft Red Flags, S.A.F.E Act, Third Party Contract Management, Cybersecurity and Bankruptcy. He also serves as a frequent contributor to numerous industry publications.