CUNA Regulation Z Webinar Series: Taking a Deeper Dive into Advanced Regulation Z Issues (recorded)

CUNA Regulation Z Webinar Series: Taking a Deeper Dive into Advanced Regulation Z Issues (recorded)
Date:
06/08/2018 To 12/31/2019
Product Code:
AWS050318
Speaker:
  • $995.00
    CUNA Member Price
  • Non Member Price $1,990.00
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Regulation Z is one of the more complex regulations impacting a wide-range of lending products, services and procedures within credit unions. At CUNA, we often hear from experienced compliance officers wanting to know more about the various sections of the regulation as they try to answer questions and research solutions. In response to these frequent requests for more information, CUNA offers a series of six webinars exploring how the regulation impacts various types of credit.

Who Should Attend

This recorded webinar series is beneficial for compliance staff and lenders wanting comprehensive training on how Regulation Z impacts the topics covered during this webinar series.

Topics

Regulation Z: Open-end Credit Provisions webinar

CUNA senior federal compliance counsel Michael McLain provides an in-depth review of open-end credit provisions covered in Reg. Z Sections 1026.5 through 1026.14.

The discussion will include:

  • Account opening disclosures
  • Periodic statement requirements
  • Subsequent disclosure requirements
  • Determination of annual percentage rate (APR)
  • Preferential rates for employees
  • Floor rates on open-end loans

Regulation Z: Closed-end Lending - Beyond Mortgages webinar

In this session, we will step away from the numerous Regulation Z requirements associated with mortgage lending and instead take a closer look at some of the issues that come up in general closed-end installment lending. 

Topics discussed will include:

  • The Federal TILA Disclosure Statement
  • The varying disclosure requirements related to a refinance, an assumption and a loan modification
  • Record retention requirements
  • Determining and maintaining APR accuracy

Regulation Z: Requirements for Credit Card Accounts webinar

CUNA senior federal compliance counsel Michael McLain will provide an in-depth review of special rules applicable to credit card accounts, including Reg. Z Sections 1026.51 through 1026.60.

The conversation will focus specifically on:

  • Ability to repay requirements relative to credit card accounts
  • Limitation on fees and increases to the APR
  • Proper allocation of payments
  • Disclosures required in connection with credit card solicitations

Regulation Z: Are your Credit Union Ads Compliant? webinar

Regulation Z has very specific advertising requirements that vary based on the type of credit extended to the consumer, which can create confusion for compliance professionals.

In this informative webinar, CUNA compliance counsel Whitney Nicholas will lead attendees through an in-depth review of the different advertising requirements for:

  • Open-end credit products
  • Closed-end credit products
  • Mortgage lending products
  • Credit cards

We will also take a closer look at what constitutes a “trigger term” and what disclosures must accompany these terms.  Finally, we will include a practical application exercise to review several sample advertisements and discuss whether they are compliant with Regulation Z.

Regulation Z: Real Estate Transactions - Part One webinar

This webinar focuses specifically on the disclosures and statements required in connection with mortgage loan transactions.

Topics discussed will include:

  • Application disclosures specific to home equity lines of credit (HELOCs)
  • Periodic statement requirements for HELOCs
  • Properly disclosing a closed-end mortgage loan including the Loan Estimate
  • Closing Disclosure and post-consummation disclosure requirements
  • Periodic statement requirement for closed-end mortgage loans

Regulation Z: Real Estate Transactions - Part Two webinar

Learn more about underwriting and processing of residential mortgage loans.

Topics discussed will include:

  • Right of rescission
  • Higher priced mortgage loans
  • Prohibited acts and practices
  • Other requirements for credit secured by a dwelling
  • Ability to repay requirements
  • Properly underwrite a loan in accordance with Appendix Q

Recorded webinar series length: 9 hours (each session is 1 hour and 30 minutes)

This webinar is available to CUNA Training Bundle users at no additional cost.

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