CUNA Regulatory Compliance Certification eSchool: Update (recorded)

CUNA Regulatory Compliance Certification eSchool: Update (recorded)
08/03/2021 To 12/31/2021
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  • $1,295.00
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  • Non Member Price $2,590.00
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CUNA Regulatory Compliance Certification eSchool: Update arms you with information to gain a comprehensive understanding of the current regulatory environment, including the option to recertify your CUNA Credit Union Compliance Expert (CUCE) designation.

Registered students will have access to pre-work. Pre-work is in the form of self-paced reading and pre-recorded training sessions.

Recertification is accomplished by attending this eSchool. (There is no recertification exam)

CUCE recertification is required every three years.

Who Should Attend

This eSchool is beneficial for CUCEs, compliance staff, operations staff, lenders, CEOs and compliance attorneys.


The Regulatory Landscape for 2021: A New Environment
Speaker: Jared Ihrig

2020 was a year of change in many respects for credit unions. From a worldwide pandemic to political elections, the winds of change have been blowing for a while now. In many ways, the pendulum has swung far to the other side of the clock. What lies ahead for credit union compliance officers? What can we expect from regulatory agencies like the CFPB and NCUA? What will these changes mean for the operational outlook for credit unions in 2021 and beyond? Come listen to Jared Ihrig, CUNA’s Chief Compliance Officer & Counsel as he outlines what may lie ahead for compliance professionals in the coming year.


  • Learn what political changes have occurred with various regulatory agencies and how these changes may impact credit union operations in 2021
  • Learn what regulatory expectations are anticipated for 2021 from the CFPB and from NCUA
  • Learn tips and tools compliance professionals and credit unions can use to navigate potential regulatory challenges that may flow from the political and regulatory changes that have occurred in 2020 and YTD 2021

Fair Lending Enforcement: Practice Tips to Help with Compliance
Speaker: Tonya Sweat

This course will review the most recent fair lending enforcement cases and offer practical information to help credit unions accomplish their mission while staying in compliance with federal law and regulations. Participants will also be able to test their knowledge and understanding of fair lending laws, as well as get answers to practice-related questions.


  • Review a brief overview of fair lending law.
  • Examine the facts and outcomes of recent enforcement actions.
  • Review practice tips to help participants avoid fair lending violations.

Why you Should Care About AI
Speaker: Sue Landauer

Artificial intelligence, also known as AI. Sounds like a futuristic movie? Something James Bond might use? What about your credit union? Artificial intelligence is here to stay, and the uses are just starting to be discovered. We will define exactly what AI is, and the many ways that compliance experts may be able to apply it. And don’t worry – you will still have a job!


  • Define artificial intelligence
  • Discuss why understanding AI is important for compliance professional
  • Learn about opportunities for utilizing AI

Regulatory Modernization: How to prepare for 2021
Speaker: James Bullard

Credit unions can expect enforcement to ramp up as agencies reverse the course of the previous administration. Regulatory authorities are expected to exert their influence over: consumer protections, credit quality and anti-discrimination through the lens of a widespread adoption of digital technology. The accelerated move to digital, in virtually every aspect of modern financial services, will likely see a number of initiatives to modernize consumer finance laws and regulations.


  • Understand the need to react quickly as regulatory changes evolve
  • Manage the financial, legal and political fallout from COVID-19
  • Determine the need to update antiquated disclosures and policies to accomplish regulatory modernization
  • Understand the role of a reinvigorated CFPB

CCPA: A Credit Union’s Perspective
Speaker: Joseph Garibyan

This session will cover the current state of the California Consumer Privacy Act of 2018 (“CCPA”) as potentially applicable to credit unions. The presentation will address the CCPA’s potential application to California and out-of-state credit unions, various financial sector regulatory exemptions to the CCPA, and discuss the status and developments in regulatory and judicial interpretation regarding a potential exemption based on the “non-profit” status of credit unions. The presentation will also address such operational issues as development and integration of privacy policies and notices, responding to consumer requests under the CCPA, identity verification requirements for consumer requests, identifying data sets may be subject to the CCPA and outside the scope of regulatory exemptions and what vendor agreements need to include regarding CCPA compliance. We will also briefly address the changes made to the CCPA by the California Privacy Rights Act of 2020 (“CPRA”), the status of the formation and delegated authority to a consumer agency tasked with enforcing the CCPA, and any notable developments of CCPA-like statutes developing in other states or at the federal level. Lastly, as many credit unions have members in Europe, this presentation will address the General Data Protection Regulation (“GDPR”) briefly and in reference to its potential extraterritorial application and whether compliance with the GDPR is sufficient to satisfy the CCPA.


  • Determine the potential application of the CCPA to credit unions
  • Understand the scope of the CCPA to different types of data collected and processed by credit unions
  • Operationalizing the CCPA with existing credit union privacy compliance program

Using Risk Assessments to Ensure Your Compliance Program Enables Growth
Speaker: Andy Vanderhoff

Change to CU regulations, processes, products, policies and procedures increases compliance risk. Even great compliance programs can fall into the trap of always saying “no” to change. The risk assessment is your key to being viewed as an agent of change instead of a growth inhibitor. In this session you will learn how to embed risk assessments into your compliance program, the difference between qualitative and quantitative assessments, and how to translate risk assessments into understandable and actionable conclusions. Finally, we will walk through a few examples using technology.

How Can Compliance Professionals Mitigate UDAAP Risk?
Speaker: Whitney Nicholas

UDAAP is a huge pain point for compliance professionals but despite all of the enforcement action, there is very little regulatory text to guide credit unions in developing a compliance plan. In this session, we will discuss what we know about UDAAP, current enforcement trends, and how to mitigate UDAAP risk at your institution.


  • Review what current law says about UDAAP
  • Review recent consent orders and enforcement actions to learn how UDAAP is enforced
  • Discuss agency expectations and common UDAAP pitfalls to develop best practices at your credit union

Hot Topics Panel & Roundtable
Panel: CUNA Compliance Team

Join our panel and your peers in a discussion on regulatory compliance. Come prepared with your credit union’s questions as we wrap up our 2021 Regulatory Compliance Certification eSchool: Update.


  • Drive the direction and content of this discussion
  • Discuss challenges you are facing
  • Ask any questions you may have from previous sessions
  • Share and learn new ideas and solutions

A Three-Year Lookback at Regulatory Changes
Speakers: Colleen Kelly, Mike McLain, Nancy DeGrandi, Whitney Nicholas

A popular request of RCS attendees is a session that reviews the significant regulatory changes from the past three years. This session includes a 2019-2021 Regulatory Resource Guide, as well as some short videos describing the latest changes to the Bank Secrecy Act requirements, HMDA, Lending regulations, and NCUA’s policies and rules.

Learning Objectives:

  • Review the latest developments of 45 compliance topics from ACH to UDAAP
  • Learn what to expect at your next BSA/AML exam
  • The Evolution of HMDA: Where are we now?
  • The Bureau’s General and Seasoned QM Loan Final Rules
  • NCUA - In Case You Missed It

Recorded eSchool length: 9 hours

This eSchool is available to CUNA Training Bundle users at no additional cost.

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