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Examination and Supervision

Where We Stand

Credit unions support a regulatory scheme that minimizes the adverse business impact of regulations on credit union operations while ensuring that credit unions operate safely and soundly while providing cooperative financial products and services.

Impact on Credit Unions

A robust regulatory environment need not impose excessive and unnecessary burdens upon credit unions and their members. CUNA monitors regulations and works with members, regulators and other industry stakeholders to minimize the impact on credit unions from examinations, compliance and other aspects of the supervisory process.

Victories We've Won

Following the closure of the Corporate Stabilization Fund in 2017, Share Insurance Fund dividends were distributed to credit unions in Q3 2018.

An extended exam cycle was adopted by the NCUA and an extensive overhaul of the examination and supervision process, including technical data reporting and call report modernization, is underway.

The NCUA has taken action to modernize Field of Membership policies and procedures.

The NCUA adopted a Member Business Lending rule to give credit unions greater flexibility and autonomy in offering commercial loans.

Related Items: Examination and Supervision

Advocacy Issue

Examination & Supervisory Modernization

The Exam Flexibility Initiative, NCUA's exam modernization working group has been considering all aspects of the supervisory process, including the length and scope of examination, coordination with state regulators, information sharing and data security, and other issues.

Advocacy Issue

NCUA Budget & Share Insurance Fund

The National Credit Union Administration (NCUA) is funded by credit unions and their 110 million members, without taxpayer funding through the Congressional Appropriations process. Credit unions deserve an open and transparent budgeting process.

Advocacy Issue

Corporate Credit Union Issues

In 2010, in response to the financial crisis, NCUA revised the corporate credit union regulation to “establish a regulatory framework that provides a foundation for a healthy corporate system.”

Advocacy Issue

Field of Membership

In October of 2016, the NCUA made changes to the NCUA's chartering and field of membership policies and procedures.

Advocacy Issue

NCUA Budget Transparency

The NCUA is funded by credit unions and their more than 110 million members; it makes perfect sense that the agency should be transparent in its annual budget process.

Advocacy Issue

Examination & Supervisory Modernization

Advocacy Issue

NCUA Budget & Share Insurance Fund

Advocacy Issue

Corporate Credit Union Issues

In 2010, in response to the financial crisis, NCUA revised the corporate credit union regulation to “establish a regulatory framework that provides a foundation for a healthy corporate system.”

Advocacy Issue

Field of Membership

In October of 2016, the NCUA made changes to the NCUA's chartering and field of membership policies and procedures.

Advocacy Issue

NCUA Budget Transparency

The NCUA is funded by credit unions and their more than 110 million members; it makes perfect sense that the agency should be transparent in its annual budget process.

Credit Union National Association is the most influential financial services trade association and the only national association that advocates on behalf of all of America's credit unions. We work tirelessly to protect your best interests in Washington and all 50 states. We fuel your professional growth at every level and champion the credit union story at every turn.

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Examination and Supervision

Where We Stand

Impact on Credit Unions

Victories We've Won

Related Items: Examination and Supervision

Examination & Supervisory Modernization

NCUA Budget & Share Insurance Fund

Corporate Credit Union Issues

Field of Membership

NCUA Budget Transparency

Examination & Supervisory Modernization

NCUA Budget & Share Insurance Fund

Corporate Credit Union Issues

Field of Membership

NCUA Budget Transparency