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Charter Enhancement

Charter Enhancement

Strong charters at the federal and state level are essential to both federal and state chartered credit unions, because it creates incentives for NCUA and state regulators to allow broader operating authority and impose fewer unnecessary constraints on operations. 

 

Impact on Credit Unions

Improving both the Federal Credit Union Act and state credit charters is at the top of the agendas of CUNA and the state credit union leagues. We are seeking to reduce the regulatory burdens of credit unions and empower credit unions with increased authorities and greater flexibility to serve their members.  

Victories We've Won
  • State Credit Union Act Updates
  • Prize-Linked Savings Passed in multiple states
  • State and Federal Credit Union Act Parity provisions signed into law throughout the country

Related Items: Charter Enhancement