CUNA Financial Counseling Certification Program (FiCEP)

Counsel members while improving CU results

CUNA Financial Counseling Certification Program (FiCEP) provides credit union employees with the skills and knowledge required to guide their members to sound financial decisions.

Americans often learn about finances from their family and friends, so there tends to be a need for expert help. With certified credit union financial counselors on staff, credit unions are better able to:

  • Help members experiencing financial difficulties
  • Demonstrate the credit union difference
  • Attract new members
  • Grow product and service revenue

Since 2011, credit unions with at least one Certified Credit Union Financial Counselor (CCUFC) have seen a significant drop in delinquency rates.

View FiCEP Details and Resources

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How to earn the CCUFC designation

NEW for 2021 - One book, one eSchool and one exam.

How to earn the CCUFC designation:


1. Choose the method of certification that best suits your learning style and budget. Your options include:

2. Request the exam. Select an exam proctor, schedule an exam date, and complete the proctored exam request form at least 4 weeks prior to the desired exam date.

3. Study the curriculum contained within the FiCEP book.

4. Take the required online exam. Your certificate will be emailed to you 6-8 weeks after passing the exam. At that point, you may begin using the CCUFC designation after your name.


Certified Credit Union Financial Counselor (CCUFC) designees must recertify every three years to ensure knowledge about financial counseling is current. Learn more about FICEP recertification requirements

Who should get certified?

FiCEP is beneficial for credit union staff who work in financial counseling, collections, lending, and any other staff members who are committed to helping members gain control of their financial future.