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National Youth Saving Challenge™

The easiest way to boost your youth event is by participating in the National Youth Saving Challenge™ this April. The challenge is a free, fun way to expand your membership of youth members while encouraging good financial habits.

It demonstrates your commitment to financial education furthering our message with lawmakers about the credit union difference. Not to mention, it’s good business—participating credit unions see big returns, reporting more than $28 million in deposits in 2021.

To participate:

  • Sign-up for the challenge and provide your April goals
    • Number Of Deposits
    • Number of New Accounts
    • Total Dollar Amount in Deposits
  • Promote the Saving Challenge™ to your members – youth and their parents – encouraging them to make a deposit during the month of April for a chance to win $100
  • Post or link to the contest rules on your credit union's website
  • Track new youth accounts and deposits in April
  • Report your April results by midnight CT on May 17, 2022 to be eligible for the $1,000 grand prize (ten of your members will win a $100 deposit)


It’s simple! After the challenge has ended, you can return to this page and submit your results. You will be required to login to see what your credit union had previously submitted and submit your end results.

Credit union membership is open to the "family" of those eligible for membership. Check your credit union charter to see how your credit union defines family. One common definition is "any relative by blood or marriage, or foster and adopted children, living under the same roof and in the same household with a credit union member."

While we encourage youth to make a deposit, we cannot require this. Therefore, any child under the age of 18 (member or not) can register with parental permission by supplying their name, age and current date to your credit union.

Certainly! We recommend that your credit union offers additional prizes, either cash or gifts, to young members who participate in the challenge. This is, however, completely up to your individual credit union or branch.

We do not. You will only need to report totals to CUNA. If your credit union is selected as the winner, you will want to keep a list of participants for your records so you can distribute prize money to ten winners.

The National Youth Saving Challenge is free and open to all youth under 18 who visit a participating credit union during April. While youth are encouraged to make a deposit at the credit union, no deposit is required to enter.

Parents/guardians giving permission for their youth to enter can submit on a 3" x 5" piece of paper the following information to the credit union: Name, Date and Current Age.

Limit one entry per person. Odds of winning depend on number of entrants. This contest is void where prohibited.

In May, Credit Union National Association (CUNA) will randomly select and give a $1,000 grand prize to a participating credit union. That credit union will then randomly select 10 winners from its entrants. Your credit union will notify you if you are a winner.