Regulatory Burden Study

With the support of state credit union Leagues, CUNA commissioned Cornerstone Advisors to perform an updated rigorous analysis of the current financial impact of regulation on credit unions, and how much it has changed over the last several years. The study found that the combined effect of increased costs and reduced revenues due to regulation amounted to at least $6.1 billion in financial impact to credit unions. 

Below are documents that CUNA prepared to help you better understand the impact regulatory burden has on credit unions. 


1. Executive Summary - CUNA's Summary of Cornerstone Advisors' study

2.  Archived Webinar: Regulatory Burden Study Findings

3. Archived Webinar Handout

4. Regulatory Burden Study Leave Behind - One-page flyer for hill visits and conversations with policymakers

5. Interactive map showing the State-by-State Financial Impact of Regulation on U.S. Credit Unions

6. Downloadable PDFs for each state showing the State-by-State Financial Impact of Regulation on U.S. Credit Unions

7. Regulatory Burden Calculator and Guide - Used to calculate the credit union-specific financial impact of regulatory burden