Removing Barriers Blog

Keeping member credit unions and leagues current on what and why we are doing for advocacy efforts including legislative, regulatory and state governmental affairs.
Posted December 27, 2016 by DW CMS
On December 14, 2016, Congressman Mark Meadows (R NC), Chairman of the House Freedom Caucus, released a 21 page report listing 228 federal rules and regulations that the incoming Trump administration could eliminate or scale back.
Posted December 22, 2016 by CUNA Advocacy

North Carolina regulators approve a temporary MBL rule to coincide with NCUA’s recent MBL Rule.

Posted December 21, 2016 by Chandler Schuette

CUNA filed an amicus brief that supports credit union members’ ability to use credit cards without being charged a fee or surcharge.

Posted December 21, 2016 by Chandler Schuette

 The study ignores or misunderstands how certain regulations apply to overdraft services, and it also fails to consider how credit unions differ from banks when offering overdraft services and assumes they are of little to no benefit to consumers.

Posted December 16, 2016 by CUNA Advocacy

A quick summary from a CFPB blog post.

Posted December 16, 2016 by CUNA Advocacy

Patent trolling legislation is on the verge of being enacted in Michigan.

Posted December 15, 2016 by CUNA Advocacy

Several groups expressed concerns that they could not locate documented ex parte communications to proposed rules or noticed that the documentation of such communications were publicly available in noticeably varying timeframes on 

Posted December 15, 2016 by CUNA Advocacy

This opens the door for a Republican led Commission in the new Administration. 

Posted December 13, 2016 by CUNA Advocacy

Here's a list of a few issues that may be of interest.

Posted December 12, 2016 by CUNA Advocacy

We sent a letter to the Department of Defense urging them to answer some of our questions. 

Posted December 12, 2016 by CUNA Advocacy

CUNA expressed our ongoing concerns with a proposed Consumer Response Company Response Survey.

Posted December 12, 2016 by Ryan Donovan
A look at our advocacy accomplishments for 2016 and the opportunities that exist in 2017.
Posted December 12, 2016 by CUNA Advocacy

Here are some highlights from the past year. 

Posted December 11, 2016 by Ryan Donovan
The House and Senate have finished legislative business for the year and no committee business is scheduled. In their final week, the House and Senate passed a "continuing resolution" to fund government operations at
Posted December 08, 2016 by CUNA Advocacy

This new FOM proposal would make two important additional changes to NCUA’s rules.

Posted December 08, 2016 by Chandler Schuette

The final FOM rule provides much needed regulatory relief for credit unions.  It modernizes FOM regulations, giving credit unions more flexibility in defining the communities that they serve and thus gives consumers more choice for financial services.

Posted December 07, 2016 by CUNA Advocacy

The CFPB currently has "unprecedented authority over financial institutions, with minimal oversight,” leading to “regulatory uncertainty for consumers, industry, and the economy.” 

Posted December 04, 2016 by Ryan Donovan
Our attention and focus for the better part of the last 18 months has been centered rightfully on the presidential and congressional elections, but elections for key leadership positions in Congress have taken place in just the last two weeks.
Posted December 04, 2016 by Ryan Donovan
This week could see the end of the 114th Congress.  Both chambers are in session with a December 9 deadline for funding the government further into the fiscal year.
Posted December 02, 2016 by CUNA Advocacy

This week, the Consumer Federation of America held its annual Financial Services Conference and credit union advocates were on hand to explain the credit union difference.

Posted December 01, 2016 by CUNA Advocacy

We try to clarify what will happen with the FCC under the Trump Administration. 

Posted December 01, 2016 by Chandler Schuette

CUNA has urged the CFPB not to move forward with any new regulations for overdraft services for credit unions through education about how credit union members use overdraft services. 

Posted December 01, 2016 by CUNA Advocacy

This raises a few concerns due to CFPB's circumvention of Notice and Comment process of rulemaking, among other things. 

Posted December 01, 2016 by CUNA Advocacy

We list a few key highlights from the agenda.