Removing Barriers Blog


Keeping member credit unions and leagues current on what and why we are doing for advocacy efforts including legislative, regulatory and state governmental affairs.
Posted July 29, 2016 by CUNA Advocacy
When you are at the CFPB and someone discloses that the ex parte rules may apply, don’t be intimidated by it.  Rather, embrace it knowing that it means you’re not only going to have your say, but that you are talking to a decision-maker and there will be a record of your conversation.
Posted July 27, 2016 by CUNA Advocacy

NCUA's Exam Flexibility Initiative is still taking comments on ways to improve their process. 

Posted July 26, 2016 by CUNA Advocacy

CUNA staff met with the Consumer Financial Protection Bureau today to address concerns and seek clarifications about its proposed rule for payday and small dollar loans.

Posted July 26, 2016 by CUNA Advocacy

The Telephone Consumer Protection Act is set for October and CUNA will be challenging this FCC order.

Posted July 25, 2016 by CUNA Advocacy
Each of the major party nominees for Vice President has a strong record on credit union issues.
Posted July 25, 2016 by CUNA Advocacy

State legislatures are considering and adopting legislation at a dramatically more frequently pace and their federal counterpart.

Posted July 22, 2016 by CUNA Advocacy
This will give credit unions more time to assess the impact of the proposed rule.
Posted July 22, 2016 by CUNA Advocacy
We urged the NCUA to minimize this rule's impact on all credit unions, since excessive compensation has not been given as a reason for a credit union failures, compared to banks.
Posted July 21, 2016 by CUNA Advocacy
The Board received a Report of the National Credit Union Share Insurance Fund (Quarterly Report), adopted NCUA’s 2017-2021 Strategic Plan, and received a briefing on NCUA’s 2016 Mid-Session Budget.
Posted July 21, 2016 by CUNA Advocacy
Our letter to Director Cordray included many suggestions on how the Bureau could tailor its regulations away from credit unions and towards the actual abusers of consumers.
Posted July 18, 2016 by CUNA Advocacy
The letter echoes a previous message from Congress, which urged the CFPB to expand use of its Section 1022 Exemption Authority.
Posted July 18, 2016 by CUNA Advocacy
We expect the hearing to feature proposals for a regulation on debt collection, however we don't anticipate it to include credit unions at this point.
Posted July 18, 2016 by CUNA Advocacy
While legislators may be out of town for the next several weeks, regulatory activity from the CFPB will continue apace.
Posted July 17, 2016 by CUNA Advocacy
This week, Representatives Mick Mulvaney (R SC) and Denny Heck (D WA) introduced a bill to provide increased transparency with the respect to the overhead transfer rate.
Posted July 17, 2016 by CUNA Advocacy
CUNA's views on the Financial CHOICE Act.
Posted July 14, 2016 by CUNA Advocacy
One of the ways to move legislation through Congress is on appropriations bills, two of which currently contain regulatory relief language favorable to credit unions.
Posted July 14, 2016 by CUNA Advocacy
The House Appropriations committee recently approved this bill, which contains a provision related to the DOL's Overtime Rule.
Posted July 14, 2016 by CUNA Advocacy
Our President/CEO Jim Nussle testified before the House Financial Services Committee, and answered several questions from Members of Congress about how regulatory burden is impacting the credit union industry.
Posted July 14, 2016 by CUNA Advocacy
The webinar will explain the intricacies of this final rule, and how it will affect credit unions.
Posted July 13, 2016 by CUNA Advocacy
The letter raised concerns about possible ECOA and UDAAP issues arising from FHFA's recent proposal.
Posted July 13, 2016 by CUNA Advocacy

League staff, along with CUNA's state advocacy counsels, will represent credit unions at two conferences of state-level policymakers. 

Posted July 12, 2016 by CUNA Advocacy
Due to our legislative and regulatory advocacy work, this is now the second time CFPB has proposed changes to privacy notices under Regulation P.
Posted July 08, 2016 by CUNA Advocacy
This Ruling is in line with a recent Supreme Court decision, which determined that the US government is immune from the TCPA.
Posted July 08, 2016 by CUNA Advocacy
The bill includes funding for important credit union programs and several regulatory relief provisions.
Posted July 06, 2016 by CUNA Advocacy
This CUNA-supported bill sailed through committee and easily passed the whole House by a voice vote.
Posted July 05, 2016 by CUNA Advocacy
While NCUA stated that these changes are purely technical in nature, we would like to know if credit unions have any concerns with the proposed changes.
Posted July 05, 2016 by CUNA Advocacy

Our regulatory advocacy attorneys will walk through our recent analysis of this massive rule, and help credit unions with their comment letters. 

Posted July 05, 2016 by CUNA Advocacy

The Ohio League has been working with us to introduce this bill, which will help credit unions expand into underserved areas.