Removing Barriers Blog


Keeping member credit unions and leagues current on what and why we are doing for advocacy efforts including legislative, regulatory and state governmental affairs.
Posted September 30, 2016 by CUNA Advocacy

Updates to MLA Interagency Examination Procedures - 2015 Amendments is released today

Posted September 30, 2016 by CUNA Advocacy
The last week of Congressional activity before the election featured two significant events relating to credit union priorities.
Posted September 29, 2016 by CUNA Advocacy
Our concerns with the accuracy and privacy of the CFPB consumer complaint database extend to this latest proposal.
Posted September 29, 2016 by CUNA Advocacy
These clean energy loans will now come with expanded consumer protections.
Posted September 29, 2016 by CUNA Advocacy
While the stopgap measure did not include any of the provisions we secured in various appropriations bills, we hope that these provisions will be included in whatever legislative package eventually funds the government for all of FY2017.
Posted September 27, 2016 by CUNA Advocacy
These two new bulletins touch on member business lending and examination of electronic payment systems.
Posted September 27, 2016 by CUNA Advocacy
Our letter sent in advance of the hearing, thanked the committee for considering legislation to give NCUA clear authority to provide deposit insurance for prepaid and payroll cards.
Posted September 23, 2016 by CUNA Advocacy

An Alabama task force is considering ways to improve the state's consumer protection laws, and the Georgia legislature is working to expand and strengthen data-security.

Posted September 23, 2016 by CUNA Advocacy

NACHA and the Federal Reserve require RDFIs be capable of receiving same-day ACH payments.

Posted September 22, 2016 by CUNA Advocacy
We've used this hearing, and several others, as opportunities to express our many concerns with the outdated TCPA, and the troublesome FCC Order from last year.
Posted September 21, 2016 by CUNA Advocacy
The CFPB has told us that they want to hear directly from credit unions, so we have activated our Grassroots Action Center to make commenting as easy as possible.
Posted September 21, 2016 by CUNA Advocacy

This will be the third congressional hearing on the FCC's TCPA order this year, and we once again sent a letter in support of the committee's oversight. 

Posted September 16, 2016 by CUNA Advocacy
We have been asking both NCUA and the Department of Defense to issue some much-needed clarifications for the MLA rule before it becomes effective.
Posted September 16, 2016 by CUNA Advocacy
The board briefing focused on the new Cyber Assessment Tool that will be deployed in exams starting late next year.
Posted September 16, 2016 by CUNA Advocacy
The new changes include a clear definition of what constitutes a household for purposes of credit union membership eligibility.
Posted September 15, 2016 by CUNA Advocacy
The California League worked extensively to pass this bill, which includes 7 provisions to modernize the California Credit Union Act.
Posted September 15, 2016 by CUNA Advocacy
In two separate letters, we thanked Senator Mike Rounds (R-SD) for introducing both of these bills, which are Senate companions of the House versions.
Posted September 14, 2016 by CUNA Advocacy
This proposal, which would be the first of its kind in the nation, could require credit unions to have written policies on security procedures
Posted September 13, 2016 by CUNA Advocacy
While the bill made it through the committee on mostly partisan lines, its not likely to get a full floor vote during this Congress.
Posted September 13, 2016 by CUNA Advocacy
The over 500-page Dodd-Frank reform bill is set to be considered by the House Financial Services Committee today.
Posted September 12, 2016 by CUNA Advocacy
This month, credit union representatives from many different states are traveling to Washington to have their voices heard, particularly on the proposed small-dollar loan rule from CFPB.
Posted September 12, 2016 by CUNA Advocacy

CFPB highlighted credit unions' work on financial literacy for youth, and released a report entitled " Teaching Financial Fundamentals."

Posted September 09, 2016 by CUNA Advocacy
We are confident that the NCUA's Member Business Lending (MBL) rule falls fully within the scope of the Federal Credit Union Act, and will withstand this meritless legal challenge.
Posted September 09, 2016 by CUNA Advocacy
It appears the Bureau is working separately with first and third party creditors as it writes new debt collection regulations.
Posted September 09, 2016 by CUNA Advocacy
The House Financial Services Committee next week will begin debate on the chairman's Dodd-Frank reform package, which includes several regulatory relief provisions important to credit unions.
Posted September 06, 2016 by CUNA Advocacy

The proposal focuses on expanding credit access to small businesses, who create a majority of new jobs in the US.

Posted September 02, 2016 by CUNA Advocacy
CUAC had their meeting and discussed a variety of issues the credit union industry currently faces.
Posted September 01, 2016 by CUNA Advocacy
The bill had proposed to vastly increase the amounts debtors could shield from creditors through bankruptcy proceedings.