Over 500 Credit Unions Across The Country Offering Government Shutdown Assistance

An estimated 800,000 families across the country faced financial uncertainty during the government shutdown. America's credit unions embodied their structure and mission by ensuring that all of their impacted members have access to low- or no-interest loans with generous repayment terms. They also helped federal employees who were not yet members have access to these services by welcoming eligible members across the country. Scroll down to see some of the services that over 500 credit unions in your state offered employees affected by the shutdown.

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Alabama

America's First Credit Union

  • Individualized financial solutions

Avadian Credit Union

  • Personal loan at 0% up to 60 days with possible 30-day extension

Coosa Pines Federal Credit Union

  • Offering extensions on existing loans, free financial counseling, debt management, and financial education

North Alabama Educators Credit Union

  • Loan repayment at interest only, skip-a-payment fee waived, personal loan at 5% for 90 days

Pen Air Credit Union 

  • Personal Loan at 0%for 4 months with direct deposit, early withdrawal penalty waiver, additional personalized services

Redstone Federal Credit Union

  • Offering loans, mortgage extensions, skip-a-payment, financial counseling

Service 1 Federal Credit Union

  • Offering loan extensions, modifications, skip-a-payment options, financial counseling, individualized financial solutions
Alaska

Alaska Credit Union League

  • Donated $10,000 to the Armed Services YMCA for financial support to military families

Alaska USA Federal Credit Union

  • Personal loans at 0%, existing loan extensions, fee waivers, additional individualized financial solutions

Alps Federal Credit Union

  • Offering skip-a-payment fee waivers, loans w/ 0% APR for 60 days up to $5,000, fee waivers

Credit Union 1

  • Offering up to $1,000 at 0%, overdraft fee reversal, skip-a-payment fee waived, loan modification and extensions, additional individualized financial services

Denali, A Division of Nuvision Credit Union

  • Unsecured loans, Home Equity Lines of Credit, loan payment deferrals, and mortgage loans

MAC Federal Credit Union

  • Offering loans at 0% equal to one-month net pay, skip-a-payment options

Manatnuska Credit Union

  • Loans up to $10,000, 6.99% annual Percentage Rate (APR**), up to 60 months to repay, no application fee

Spirit of Alaska FCU

  • Offering loan payment extensions, numerous types of fees waived, skip-a-payment options, free wires 

Tongass Federal Credit Union 

  • Offering skip-a-payment fee waiver, interest-only loan extensions for up to one year, signature loan at 3% up to 12 months. 

Arizona

Arizona Federal Credit Union

  • Offering loan deferments and modification programs, skip-a-payment options, loans with modified qualifications, assistance with credit protection/debt cancellation claims 

Credit Union West

  • Up to $6,000 at 0% for two years Skip-a-payment waiver

OneAZ Credit Union

  • Offering up to $2,500 at 1% for 60-months, loan deferments and modification programs\

First CU

  • Offering up to $10,000 at 0% for 90-days, 30-day to 2 consecutive month loan extensions 

TruWest Credit Union 

  • Personal Loans at 0% for 60 days with direct deposit, skip-a-payment fee waived

Arkansas

Arkansas Federal Credit Union

  • A match to pre-established direct deposits. with short-term, interest-free loans.

TruService Community Federal Credit Union

  • 0% interest 90-day loan up to two-times monthly income, deferred payments up to 90 days on existing loans.
California

Alliance Credit Union 

  • Offering 0% APR emergency loans, skip-a-payment fee waivers, individualized financial solutions

Altura Credit Union

  • 0% interest during the shutdown and for 90 days after it ends. Advanced funds for each payday that payroll is delayed (up to a maximum of three months' net compensation). There is no pre-payment penalty and no payments are due while shutdown is still in effect. 

Arrowhead Credit Union

  • Offering 0% APR loans, loan deferrals, fee waivers, individualized financial solutions

Bay Federal Credit Union

  • Offering emergency loans, skip-a-payment fee waivers and individualized financial solutions

Cabrillo Credit Union

  • 0% APR line of credit on payroll advance. Furlough Loan at 0% for 2 months, then 5% for remaining term for those with Direct Deposit. 

California Credit Union

  • Skip-a-payment, penalty-free certificate withdrawals, and reduced rate signature loans. 

California Coast CU

  • Up to $5,000 at 0% for 90-days
  • Offering 90-day loan payment deferral on loans

Cal Poly FCU

  • Offering 0% loan for 60-days and skip-a-payment options

Central Valley Firefighters Credit Union 

  • Offering individualized financial solutions 

Chabot Federal Credit Union

  • Offering extensions, early withdrawals of certificates without penalty, and interest-only loan payments

CoastHills CU

  • Offering assistance programs, skip-a-payment options, non-mortgage loan payment up to 2 months
  • 0% line of credit portion of monthly income

Credit Union of Southern California

  • 90-day deferral on any new or existing consumer loan, early withdrawal penalty waiver. 

Deer Valley Credit Union

  • Offering skip-a-payment fee waivers

Educational Employees Credit Union  

  • Offering loans at 0%, skip-a-payment options, waived fees

Edwards Federal Credit Union

  • Up to $5,000 at 2% for 1-year and skip-a-payment options

EECU Credit Union 

  • Offering skip-a-payment, 0% loans

Golden 1 Credit Union

  • Mortgage loan forbearances, consumer loan and credit card payment deferments, and short-term low rate loans of up to $5,000.00. Direct deposit or automatic payment is required.

Frontwave Credit Union

  • 0% payroll assistance loan program for members that have direct deposit, a free skip-a-pay and loan extensions

Kinecta Federal Credit Union

  • Up to $2,000 at 0% for up to 12 months, loan payment deferrals of up to two months.

Kings Federal Credit Union 

  • Offering individualized financial solutions 

Los Angeles Federal Credit Union 

  • Offering skip-a-payment, credit counseling, individualized financial solutions  

Members 1st Credit Union

  • Up to $3,000 at 0% for 12 months, existing loan assistance, credit card assistance. 

Merced School Employees Federal Credit Union

  • Offering 0% interest loans for up to 60 days, individualized financial solutions  

Meriwest Credit Union 

  • Offering up to $5,000 at 5% for 36-months, early withdrawals from certificates without penalty, refund fees incurred during shutdown, skip-a-payment options 

Mission Federal Credit Union

  • Offering skip-a-payment fee waivers, 0% APR loans for 90 days, individualized financial solutions 

Nuvision Credit Union: 

  • Up to $5,000 at 1% for up to five years
  • Up to $25,000 without the normal income qualifiers 
  • Loan payment deferral up to 90-days or extend payments for up to 6 months of ½ payments
  • Continue mortgage loan process without tax transcripts

Noble Credit Union 

  • Offering individualized financial solutions 

Patelco Credit Union

  • Early Withdrawal waivers, reversal of late fees, up to $10,000 at 5.5% over 60 months, loan payment deferrals. 
  • Offering $1,000 at 0% for 12 months
  • Offering up to $10,000 at 3.99% for 60 months 

Redwood Credit Union

  • 0% for 60 days, payment deferral, early withdrawal fee waivers

SAFE Credit Union

  • Offering 0% APR loans, skip-a-payment fee waivers, individualized financial solutions

San Diego County Credit Union

  • Personal loan up to $5,000 at 0% or up to 12 months with direct deposit, 90-day loan deferral

San Joaquin Power Employees Credit Union 

  • Offering individualized financial solutions  

SCE Federal Credit Union 

  • Offering loans at 0% for 90-days

SchoolsFirst Federal Credit Union 

  • Offering temporary credit line increases, loan assistance, fee waivers, and personalized financial assistance 

Seawest Credit Union

  • Offering 0% loans for 30-days, deferments, skip-a-payment options, individualized financial solutions

Southland Credit Union

  • Offering 2 month payment deferrals and lines of credit up to 1 month salary at 0% for 60-days

Sun Community Federal Credit Union

  • Offering loans at 0%, up to $5,000 in line of credit, early withdrawals from certificates without penalty

Tulare County Federal Credit Union 

  • Offering individualized financial solutions

Travis Credit Union

  • 0% interest for 90 days, payment deferrals, loan modification, revers NSF fees, payroll advance with direct deposit. 

UNCLE Credit Union

  • Up to $10,000 at 0% for 6 months.  

United Local Credit Union 

  • Offering individualized financial solutions 

Valley First Credit Union 

  • Offering individualized financial solutions 

Venture County Credit Union

  • Offering up to $5,000 at 6.95% for 24-months, discounted rates, skip-a-payments, financial counseling, individualized financial solutions

Ventura County Credit Union

  • Up to $5,000 at 0$ for 30 days, 6.95% up to 24 months.
Colorado

Aventa Credit Union

  • Offering loans up to $7,500 w/ 1% APR, no payments for 90 days

Canvas Credit Union

  • Offering up to $7,500 at 0% for 12-months

Community Choice Credit Union

  • Personal loan at 0% for 90 days

Credit Union of Colorado 

  • Offering loan deferment, skip-a-payment up to 3 months on loans

Credit Union of Denver

  • Personal loans at 0% for 30 days, early withdrawal fee waiver, additional individualized financial solutions 

Ent Credit Union 

  • Up to $7,500 at 0% for 90 days with direct deposit, additional individualized financial solutions 

Elevations Credit Union 

  • Offering 0% loans equivalent to monthly net pay

FCI Federal Credit Union

  • Offering loans at 5.5% for 90-days with qualifying direct deposit, defer loan payments with no skip fees

Horizons North Credit Union

  • Offering skip-a-payment fee waivers, individualized financial solutions

Metrum Community Credit Union

  • Offering 6-month loans with no payments for 90 days, loan amounts for up to one month of pay, both with 0% APR and no fees.

Northern Colorado Credit Union

  • Offering loans up to $5,000 at 0% for 90 days, skip-a-payment fee waiver

Premier Members Credit Union

  • Offering fix rate loan with no payments for 90-days, term up to 24 months, ability to withdrawal certificate without penalty, assist with overdraft fees

On Tap Credit Union

  • Up to $5,000 at 5% for five years, no payment for the first 60-days

Sooper Credit Union

  • Offering skip-a-payment options

Sunwest Educational Credit Union

  • Personal loans at 0% for 30 days, early withdrawal fee waiver, additional individualized financial solutions

Yuma Federal Credit Union 

  • Offering loans at 0% for 60-days up to one month's pay, loan extensions for existing loans, individualized financial services


 

Connecticut

360 Federal Credit Union 

  • Offering skip-a-payment fee waivers, 0.99% APR loan for 6 months with no payments for 60 days 

America's First Network Credit Union 

  • Offering withdrawal fee waivers, loan deferrals and individualized financial solutions 

Charter Oak Federal Credit Union

  • Offering loan deferrals, other individualized financial solutions 

Connex Credit Union 

  • Offering fee waivers, two skip-a-payment fee waivers, individualized financial solutions 

Dutch Point Credit Union 

  • Offering loans at 6.99% with 45-day deferment option, skip-a-payment options, financial counseling  

Manchester Municipal Credit Union 

  • Offering skip-a-payment fee waivers

Mutual Security Credit Union

  • Offering furlough relief loans with no payments for 90 days, up to three months of skip-a-payment waivers and a 60-day overdraft line of credit at 0.01% APR

Northeast Family Federal Credit Union 

  • Offering skip-a-payment fee waivers, individualized financial solutions

Nutmeg State Financial Credit Union 

  • Offering up to $10,000 at 5.99% for 48-months with 45-day deferred payment option, no early payoff penalty, one-time skip-a-payment option 

Seasons Federal Credit Union  

  • Offering one-time free loan skip-a-payment 

Sikorsky Credit Union 

  • Offering skip-a-payment for 3 months 

Torrington Municipal & Teachers Federal Credit Union 

  • Offering loans at 0% up to the amount of direct deposit  

UBI Federal Credit Union 

  • Offering skip-a-payment options 

Western Connecticut Federal Credit Union 

  • Offering two-month loan deferrals, withdrawal fee waivers, loans of up to $2,000 with no payments for 90 days
Delaware

Del-One Federal Credit Union

  • Offering loan deferment for 30-days, loans, individualized financial solutions

Dexsta Federal Credit Union 

  • Offering three-month loan extensions 

Dover Federal Credit Union 

  • Offering personal loans at 0% for 60 days following end of the shutdown 

Stepping Stones Community Federal Credit Union 

  • Offering fee waivers, salary advances of up to $5,000 with no payments for 90 days

District of Columbia

American Airlines Credit Union

  • Offering 1% loans

Congressional Federal Credit Union 

  • Offering a line of credit loan at 0% for 60-days, loan deferments, early withdrawal waivers, additional individualized financial solutions 

Democracy Federal Credit Union 

  • Offering loan extension for up to 90 days, short-term loan for up to 6 months at 0%, free financial counseling

Department of Commerce Federal Credit Union

  • Offering up to $5,000 at 8.99% for 24-months, skip-a-payment up to two months 

Department of Labor FCU

  • Offering loans at 0% for first 60 days and 5% for the remainder of 12-month term

FRB Federal Credit Union 

  • Offering skip-a-payment fee waiver, short term loans, increased credit lines 

InFirst Federal Credit Union 

  • Offering personal loans at 0% for 60 days with direct deposit, skip-a-payment fee waiver, additional individualized financial solutions 

Interior Federal Credit Union 

  • Offering line of credit up to $15,000 at 0% for 30 days, early withdrawal fee waived, skip-a-payment, lowering of existing lines of credit to 0% interest for duration of shutdown 

NRL FCU

  • Offering free skip-a-pay - skip a monthly loan payment, loan payment extension for 90 days, low-rate furlough loan

The Partnership Federal Credit Union 

  • Offering skip-a-payment fee and early withdrawal fee waivers, low-interest loan with direct deposit 

Police Federal Credit Union 

  • Offering loans up to $7,500 with no payment for 45 days, early withdrawal fee waiver, additional financial solutions 

Transportation Federal Credit Union 

  • Offering personal loans up to $3,000 at 0% for 45 days, up to 2 months of skip-a-payment fee waived 

United States Senate Federal Credit Union 

  • Offering personal loan at 0% for 3 months, additional individualized solutions
Florida

121 Financial Credit Union

  • Skip-a-payment fee waived, personal loan up to $5,000 at 8.25% with 60-day payment deferral

Alive Credit Union

  • Offering $500 loan at 0% APR and no payments for 90 days, fee waivers and individualized financial solutions

Brevard County Florida Credit Union

  • Offering loans and individualized financial solutions 

BrightStar Credit Union

  • Up to $5,000 for 60 months with no payment for 90 days, skip-a-payment fee waived

Buckeye Community Federal Credit Union 

  • Offering up to 3-month extensions on loans, loans at 0% 

Community Credit Union of Florida

  • Personal loan at 0% for up to12 months with 90-day payment deferral, early withdrawal penalty waiver, additional existing loan modification 

Community First Credit Union of Florida

  • Personal loan at 0% for 45 days with direct deposit, skip-a-payment fee waived, early withdrawal fee waived, additional personalized financial solutions 

Florida Customs Federal Credit Union

  • Offering up to $2,500 at 5.99%, fees waived on skip-a-payment for existing loans 

Jax Federal Credit Union 

  • 60-day payment extensions, 30-day mortgage extensions, personal loan at 0% for 60 days, early withdrawal fee waived, additional personalized financial solutions 

Keys Federal Credit Union 

  • Offering shutdown loans with no payments for 45 days, withdrawal and other fee waivers, free cash advances

Launch Federal Credit Union

  • 0% interest up to 12-months

Members First Credit Union of Florida

  • Personalized financial solutions

Miami Federal Credit Union

  • 0% interest for 60 days, existing loan deferral up to 2 months. 

Priority One Credit Union of Florida

  • Personal loans with no payment for 90 days, 60-day payment deferral on existing loans 

PSCU

  • Offering individualized financial solutions 

Space Coast Credit Union

  • No-interest loan for 12 months with early withdrawal penalty waiver.

Suncoast Federal Credit Union

  • Personal loan of up to $2,500 at 5% for 48 months with no payment for 90 days, skip-a-pay available, early withdrawal fee waived

University Credit Union

  • Individualized financial solutions

Vy-Star Credit Union

  • Offering emergency loans at 0%
  •  

Georgia

Altamaha Federal Credit Union 

  • Offering deferred payments and individualized financial solutions 

Associated Credit Union

  • Up to $750 at 0% up to six months. 

Atlanta Postal Credit Union

  • Offering individualized assistance based on members' needs. 

CDC Federal Credit Union

  • Low-rate lifeline loan for furloughed employees.

Delta Community Credit Union

  • Offering individualized assistance based on members' needs. 

Georgia United Credit Union

  • Offering loans up to month's pay, 3% discount off interest rate for 12 months, skip-a-payment options, fees waived

GeoVista Federal Credit Union

  • 0% up to 90 days, 60-day loan skips or interest-only payments on existing loans. 

Glynn County Federal Employees Credit Union

  • One-month loan payment delay. 

Interstate Credit Union 

  • Offering loan extensions and other individualized financial solutions

Kinetic Credit Union

  • 0% up to 60 days, penalty-free certificate withdrawals, existing loan extensions. 

LGE Community Credit Union

  • Offering loans with 12-month repayment, first payment not due for 90 days

Peach State Federal Credit Union

  • Up to $6,000 at 0% for members with direct deposit, skip-a-payment for existing loans.

Robins Financial Credit Union

  • Offering individualized financial solutions

United 1st Federal Credit Union

  • 30-day extension of vehicle and signature loans, waiver of skip-a-payment fee, and individual mortgage support. 
Hawaii

Aloha Pacific Federal Credit Union 

  • Waiving early closure fees for CDs, offering loan assistance on an individual basis, offering payment deferrals, interest deferrals and modifications depending on the situation. 

Hawaii State Federal Credit Union

  • Offering personal loans up to $5,000 at 0% for 90 days, early withdrawal fee waiver, 3-month deferrals on existing loans 

HawaiiUSA Federal Credit Union 

  • The Payroll Relief Program:  Option 1: Personal Loan - Borrow up to one month's amount of pay at fixed 6.00% APR up to 6-month term. No annual fees or prepayment penalty. Option 2: Loan Deferral - Defer one month's payment on a current HawaiiUSA term loan up to two times.  Request funds and have them available immediately. 

Hickam Federal Credit Union 

  • Members affected by the partial government shutdown can receive budget counseling, loan extensions and due date changes, refinancing options, waivers on any penalty charge for early termination on time certificates.  Members are offered assistance for as long as is needed. 

HOCU (Honolulu Federal Credit Union) 

  • HOCU will provide 0.5% APR, 9 month term loans to all federal government or military personnel affected by the government shut down. Maximum loan request will be $5,000.00 

Pearl Hawaii Federal Credit Union 

  • Members affected by the government shut down can get a 12 month personal loan at 3.00% APR.  Loan payment deferments are also available.

Hawaii First Federal Credit Union 

  • Loan extensions are available along with the Pathways financial coaching program. Their Community Resource Centers are gathering information on resources available from our non-profit partners. A small benevolence fund may be used to assist in these instances. 

Hawaii State Federal Credit Union

  • Waiving time deposit early withdrawal penalties. Offering unsecured personal loan of $1,000 to $5,000 for up to 27-month term, with 0% interest for the first three months. 

HFS Federal Credit Union 

  • Assistance includes payment deferments, waiving fees, granting loans - each members' situation is assessed and help is tailored to individual needs.  

Maui Federal Credit Union

  • Offering personal loans

Maui County Federal Credit Union

  • Affected members can either choose the skip a payment option or an emergency loan.

Valley Isle Community Federal Credit Union

  • A $1,000 emergency loan program is implemented for federal workers who will not be getting paid.  A faster track loan modification for current members who are federal employees who currently have loans with the credit union.

Gather Federal Credit Union 

  • Members are being encouraged to contact the credit union for financial assistance. Affected members are offered loan payment extensions. If a member has elected Involuntary Unemployment Coverage in their Debt Protection package, we are filing a claim for them through CUNA Mutual. 

Kauai Government Employees Federal Credit Union

  • Affected members are offered a loan amount up to one month's net pay (two most recent paystubs must be provided), 4% APR, no credit check required (past history with KGEFCU may affect the applicant's ability to be approved), with a 12 month repayment. Loan must be paid with direct deposit.

Kauai Teachers Federal Credit Union 

  • Offering an “Emergency Loan” program with a limit of $1,000 (the approved limit since 2000).  Higher loan amounts require board approval.
Idaho

CapEd Credit Union

  • Offering up to $5,000 loans with 0% for 90 days, skip-a-payment fee waivers, early withdrawal fee waivers

Icon Credit Union

  • Up to $5,000 with no payment for 90 days, additional individualized financial solutions 

Idaho Central Credit Union 

  • Payroll advance at 0%, waive late fees, additional individualized financial solutions

Mid-Oregon Credit Union

  • Offering individualized financial solutions

Mountain America Credit Union  

  • Offering loan deferrals for 3 months, additional individualized financial solutions 

Pioneer Credit Union 

  • Offering individualized financial solutions
Illinois

1st Mid America Credit Union

  • Personal Loan up to $3,000 at 0% for 90 days 

Alloya Corporate Federal Credit Union

  • Offering 0% loans, payment deferrals, interest-only payments on loans, waived penalties on certificates, below-market liquidity options to credit unions

CEFCU Offering

  • 0.99% APR loans for 3 months, individualized financial solutions

Consumer Credit Union

  • Offering individualized financial solutions 

IH Mississippi Valley Credit Union

  • Offering affected members a 12-month, 1.99% annual percentage rate government payroll assistance loan up to $5,000. To qualify, members need to have their government payroll directly deposited into a credit union account or provide a paystub or proof of their furlough from their government agency. If members do not need payroll assistance but have a loan at the credit union, they may defer one monthly payment of any consumer loan at no charge. 

KCT Credit Union

  • Offering individualized financial solutions

National Police Credit Union 

  • Offering up to $5,000 at 3.9% for 90-days

R.I.A. Federal Credit Union

  • Members with existing loans can defer payment up to 60 days. The credit union will also reduce the loan rate or payment for up to six months, and it introduced a special payroll-impaired loan for up to $3,500 at 5.99% for up to 18 months. 

Scott Credit Union

  • Offering a six-month, 0% APR Government Shutdown Loan to government and civil service employees working without pay during the shutdown. Members who receive the loan will not have to make any payments for 30 days.

University of Illinois Community Credit Union

  • Personal Loan at 0% for 12 months an no payment for 90 days, skip-a-payment fee waived, early withdrawal penalty waived

U.S. Employee Credit Union

  • Personal loans at 0%, skip-a-payment, early withdrawal fee penalty waiver, additional individualized financial solutions  

Vibrant Credit Union

  • Offering paycheck replacement loans at 0% for 30 days
Indiana

Financial Center First Credit Union

  • Up to $6,000 at 0% for 60 days, skip-a-payment

FORUM Credit Union

  • Offering skip-a-payment fee waiver, loan payment deferrals, early withdrawal fee waiver, additional individualized financial solutions

Purdue Federal Credit Union

  • Offering furlough loans, fee waivers and individualized financial solutions 

Teachers Credit Union

  • Offering 90-day assistance loans, loan deferment, early withdrawal fee waiver  

Via Credit Union

  • Offering 90-day single payment loan up to 3 months of net pay, skip-a-payment, modification on real estate secured, individualized financial solutions 

XCEL Federal Credit Union

  • Offering low-interest loans with no payment due before 60 days, loan deferrals, individualized financial solutions
Iowa

Collins Community Credit Union

  • Offering 0% APR loans of up to $5,000, 60-day loan extensions

Community Choice Credit Union 

  • Offering personal loans with no repayment for 90 days, skip-a-payment fee waivers 

Financial Plus Credit Union 

  • Offering skip-a-payment fee waivers, loans w/ no payments due for 90 days.  

First Federal Credit Union 

  • Offering up to $5,000 at 0%, individualized financial solutions 

University of Iowa Community Credit Union 

  • Offering fee waivers, loan w/ no payments for 90 days

Veridian Credit Union

  • Offering loans at 0% for 30-days in the amount of direct deposit
Kansas

Azura Credit Union 

  • Offering 0% APR loans for up to 60 days of up to $5,000, two skip-a-payment fee waivers, loan modifications, fee waivers, individualized financial solutions

CommunityAmerica Credit Union

  • Offering up to $1,000 at 0% for 30 days, additional individualized repayment solutions

Envista Credit Union

  • Offering individualized financial solutions

Frontier Community Credit Union

  • Offering 60-day loans at 1% APR, fees waived, loan payment extension, withdrawal fees waived, skip-a-payment fees waived

KUMC Credit Union

  • Offering loan deferments, individualized financial solutions

L&N Federal Credit Union

  • Offering personal loan with no repayment for 90 days, early withdrawal fee waiver

USPLK Employees Federal Credit Union 

  • Offering skip-a-payment fee waivers, emergency loans
Kentucky

Commonwealth Credit Union

  • Up to $5,000 at 3% for 36-months

Fort Knox Federal Credit Union

  • Personal loans with no repayment for 90 days, early withdrawal penalty waived, payment due date extensions, additional individualized financial solutions

Transcend Credit Union

  • Up to $5,000 at 6.99% for 24-months and waive skip-a-payment fee on existing loans

Member's Choice 

  • Individualized financial solutions

L&F Federal Credit Union

  • Offering individualized financial solutions

University of Kentucky Federal Credit Union 

  • Offering skip-a-payment fee waivers, individualized financial solutions 
Louisiana

Alexandria Municipal Employees Credit Union 

  • Offering skip-a-payment fee waiver 

Acadian Federal Credit Union

  • Offering loan deferrals, fee waivers

Barksdale Federal Credit Union

  • Offering 0% interest loans, loan payment deferrals

Campus Federal Credit Union

  • Offering loan extensions 

Coastguard Employees Credit Union

  • Offering paycheck replacement loans at 0% until pay is restored 

CSE Federal Credit Union

  • Offering loans at 0%, loan deferrals, individualized financial solutions

Department of Corrections Credit Union

  • Offering loan extensions

Greater New Orleans Federal Credit Union

  • Offering loans of up to $2,000 with 0% APR for 90 days and fees waived; skip-a-payment fee waiver, withdrawal penalty fees waived

Heart of Louisiana Federal Credit Union

  • Offering skip-a-payment, early withdrawal fee waivers, loan to cover monthly pay at 0% for 60 days

La Capital Federal Credit Union

  • Offering loan extensions, modifications and restructure, fee waivers

NAS JRB Credit Union

  • Offering loan payment deferments, existing loan refinance, furlough loan of up to $4,500 with 0% for 60 days

Naval Air Station JRB Credit Union 

  • Offering individualized financial solutions  

Pelican State Credit Union

  • Offering loan payment deferrals up to 90 days, skip-a-payment fee waiver

Section 705 Federal Credit Union

  • Offering early loan of up to $3,000 with 3.5% APR over 24 months, withdrawal penalty fees waived

University of New Orleans Federal Credit Union 

  • Offering individualized financial solutions 
Maine

Atlantic Federal Credit Union  

  • Offering up to 1x monthly pay at 0% for 12-months 

Bangor Federal Credit Union

  • Offering low interest loans, fees waived for early withdrawals from certificates, skip-a-payment options

Capital Area Federal Credit Union 

  • Offering individualized financial solutions 

Central Maine Credit Union 

  • Offering short-term loans with no payments for 60-days, loan extensions, skip-a-payment options, and financial counseling 

Dirigo Federal Credit Union 

  • Offering loans as low as 6.95%, loan extensions with no penalty 

Down East Credit Union

  • Offering early withdrawal fee waivers, 0% APR payroll advance, low-rate longer-term furlough loans, skip-a-payment waiver, loan refinance

Evergreen Credit Union 

  • Offering skip-a-payment options 

Maine Highlands Federal Credit Union  

  • Offering individualized financial solutions 

New Dimensions Federal Credit Union 

  • Offering loan of one month's salary at 0% for up to 24-months, skip-a-payment options for 1-3 months  

NorState Federal Credit Union

  • Offering short-term loans at 0% or low-interest, skip-a-payment on loans with fees waived

Northeast Credit Union

  • Offering loan payment deferral up to 3 months, personal loans with deferred payments, additional individualized financial solutions

Oxford Federal Credit Union 

  • Offering individualized financial solutions 

PeoplesChoice Credit Union

  • Offering personal loans at 0% for up to 12 months, skip-a-payment fee waivers

Sebasticook Valley Federal Credit Union 

  • Offering loans at 0% for 60-days, up to two skip-a-payments, financial counseling 

Town and Country Federal Credit Union

  • Offering loans in amount of paycheck at 1% for 12-months, refunding overdraft and late fees, skip-a-payment, loan deferments, additional individualized financial solutions

York County Federal Credit Union

  • Offering payment deferment, loan access, late fee and overdraft penalty waived 
Maryland

Agriculture Federal Credit Union 

  • Offering up to $6,000 line of credit at 0% for 60 days for members with direct deposit, personal loan deferral up to 45 days with flexible repayment terms up to 60 months 

APG Federal Credit Union

  • Offering payment deferral up to 90-days, skip-a-payment fee waivers, existing loan modification, early withdrawal fee wavier, additional information individualized financial solutions

Andrews Federal Credit Union 

  • Offering personal loan up to $5,000 at 0% for 90 days 

Baltimore Washington Federal Credit Union 

  • Offering personal loan up to $5,000 for up to 36 months at 3% 

Cedar Point FCU

  • Offering special loans

Democracy Federal Credit Union 

  • Offering a personal loan at 0% for 6 months, existing loan extension up to 90 days 

Fed Choice Federal Credit Union 

  • One month's pay at 2.5% for 6 months with 60-day repayment delay, waiver of maturity-based withdrawal penalties, skip-a-pay for VISA cards, vehicle loans, and personal loans 

First Financial Federal Credit Union

  • Offering skip-a-payment fee waivers, loan deferrals, individualized financial solutions

Freedom Federal Credit Union

  • Offering low, fixed rate loan with expedited approval process and consolidation loans or lines of credit, waived fees for Skip-A-Pay requests on qualified loans, 90-day deferral options on qualified loans, penalty-free certificate withdrawals, 0% and expedited credit decisions for line increases on credit cards

Howard County Education Federal Credit Union 

  • Offering personal loans up to $1,500, loan consolidation 

InFirst Federal Credit Union 

  • Offering personal loans at 0% for 60 days with direct deposit, skip-a-payment fee waiver, additional individualized financial solutions 

Market USA Federal Credit Union 

  • Offering skip-a-payment fee waiver 

NASA Federal Credit Union 

  • Offering up to $10,000 at 0% or 60 days, skip-a-payment fee waiver, additional financial solutions 

Nymeo Federal Credit Union 

  • Offering skip-a-payment and other individualized financial solutions 

SECU of Maryland  

  • Offering payment deferrals on existing loans and additional individualized financial solutions 

Securityplus Federal Credit Union 

  • Offering personal loans with no payment for 45 days, early withdrawal fee waiver, skip-a-payment fee waiver, additional personal financial solutions 

Signal Financial Federal Credit Union 

  • Offering payroll advance up to 90% of regular monthly pay and individualized deferments of loan payments 

Transportation Federal Credit Union 

  • Offering personal loans up to $3,000 at 0% for 45 days, up to 2 months of skip-a-payment fee waived

Massachusetts

City of Boston Credit Union

  • Offering up to $5,000 at 0% for 12-months, skip-a-payment, early withdrawal fee waiver

Digital Federal Credit Unions 

  • Offering up to $5,000 at 0%, fees waive, early withdrawal fee waiver 

Direct Federal Credit Union 

  • Offering increases on lines of credit, personal loans up to %5,000 at 0% for 6 months, skip-a-payment fee waiver, early withdrawal fee waiver, additional individualized financial solutions 

Greylock Federal Credit Union

  • Offering individualized financial solutions

Hanscom Federal Credit Union 

  • Offering fee waivers, individualized financial solutions

Merrimack Valley Credit Union

  • Skip-a-payment on loans for 60-days

NESC Federal Credit Union 

  • Offering loan payment deferrals and other individualized financial solutions 

New Bedford Credit Union 

  • Offering fee waivers and individualized financial solutions 

Service Credit Union

  • Offering personal loan up to $5,000 at 0% for 6 months, 90-day payment deferral on loans, additional individualized financial solutions 

St. Jean's Credit Union

  • Offering skip-a-payment fee waivers, no-interest lines of credit
Michigan

4Front Credit Union

  • Offering no-fee, o% APR payroll loans, fee waivers, withdrawal penalty waivers

American 1 Credit Union

  • Offering individualized financial solutions

Awakon Federal Credit Union

  • Payroll advance at 0% for 30-days, additional individualized financial solutions

Calcite Credit Union

  • Offering individualized financial solutions

Community Choice Credit Union

  • Offering individualized financial solutions

Community Financial Credit Union

  • Offering individualized financial solutions

CP Federal Credit Union

  • Offering individualized financial solutions

ELGA Credit Union

  • Offering individualized financial solutions

Filer Credit Union

  • Offering individualized financial solutions

Financial Plus Credit Union

  • Offering 30-day loan extensions, individualized financial solutions

Fist United Credit Union

  • Offering individualized financial solutions 

FreeStar Financial Credit Union

  • Offering a special assistance loan of up to $10,000 at 5.49% for 12-months with no payment due for 90 days with direct deposit, up to 3 months of skip-a-payment allowed, additional individualized financial solutions

Forest Area Federal Credit Union

  • Offering individualized financial solutions

Frankenmuth Credit Union

  • Offering individualized financial solutions

FreeStar Financial Credit Union

  • Offering individualized financial solutions

HarborLight Credit Union

  • Offering individualized financial solutions

Honor Credit Union

  • Offering individualized financial solutions

Isabella Community Credit Union

  • Offering individualized financial solutions

LAFCU

  • Offering individualized financial solutions

My Personal Credit Union

  • Offering individualized financial solutions

Michigan State University Federal Credit Union 

  • Offering up to 3 times monthly pay at 0% for 12-months, skip-a-payment fee waived, loan modifications, individualized financial solutions 

Michigan One Community Credit Union

  • Offering loans at 0%, fees waived on loans, free payment deferrals, debt and budget reviews, 60-day payment delay on certain loans, and overdraft protection. 

Northland Area Federal Credit Union 

  • No-fee, low-interest-rate loan for up to $1,500 with 45-day repayment delay 

One Detroit Credit Union

  • Offering waived fees on payment extensions, new loans with no payment for 60-days 

People Driven Credit Union

  • Offering loans and skip-a-payment options on prior loans

Public Service Credit Union

  • Offering personal loans up to $2,500 at 0% for 6 months, skip-a-payment fee reversals

Safe Harbor Credit Union

  • Offering loans at 0%, individualized financial solutions

Service 1 Federal Credit Union

  • Offering loan extensions, modifications, skip-a-payment options, financial counseling, individualized financial solutions

Shore to Shore Community Financial Credit Union

  • Offering 90-day, 0% loans of up to $5,000, payment deferral, individualized financial solutions

Soo Co-Op Credit Union

  • Offering individualized financial solutions

TBA Credit Union

  • Offering individualized financial solutions

United Federal Credit Union 

  • Waiver of early withdrawal penalty on share certificates, signature loan with no payments for 90 days, loan payment deferments, credit card with 0% introductory annual percentage rate for six months

Wexford Community Credit Union

  • 2-month loan extension, personal loan at 3% for 12 months

Wildfire Credit Union

  • Offering interest-only loan payments
Minnesota

Affinity Plus Credit Union

  • Ski-a-payment for existing loans, low-interest and shorter-term loans

Embarrass Vermillion Federal Credit Union 

  • Offering extensions on existing loans, additional individualized financial solutions

Diversified Credit Union

  • Offering skip-a-payment fee waivers, individualized financial solutions

Firefly Credit Union

  • Individualized financial solutions

First Alliance Credit Union

  • Skip-a-payment for existing loans, debt consolidation and refinancing, individualized loan options 

Heartland Credit Union 

  • Offering skip-a-payment options, individualized loan options with delayed first payments 

Hiway Federal Credit Union

  • Skip‐a‐payment for existing loans, debt consolidation and refinancing, individualized loan options

HomeTown Credit Union

  • Offering skip-a-payment fee waiver, loans of up to $5,000 at 0% for 90 days, individualized financial solutions

Mid Minnesota Federal Credit Union

  • Offering skip-a-payment options, individualized financial solutions

Minnco Credit Union

  • Offering individualized financial solutions

Royal Credit Union

  • Offering individualized financial solutions

SouthPoint Financial Credit Union

  • Offering skip-a-payment fee waivers, loan deferrals and individualized financial solutions
Mississippi

Brightview Federal Credit Union

  • Offering 2-month loan extensions

Eagle Express Credit Federal Credit Union

  • Offering loan payment extensions 

Keesler Federal Credit Union

  • Offering credit to members with direct deposit in the amount of normal pay. The credit is not considered a loan and no interest is charged.

Jackson Area Federal Credit Union 

  • Offering loan extensions, fee waivers

Magnolia Federal Credit Union

  • Offering special signature loan at 0% for 60-days up to net monthly pay

Members Exchange Credit Union

  • Offering 30-day loan extensions, individualized repayment solutions

MS Public Employees Credit Union

  • Offering loan extensions and low-interest rate loans

Singing River Federal Credit Union

  • Offering payment deferral up to 3 months, loan consolidation, additional individualized financial solutions

Statewide Federal Credit Union

  • Offering amount of previous month's direct deposit as the maximum loan amount at 0% for 30-days, no fees. 2.99% after 60-days, term extended to 180 days 
  • Waive early CD penalty

Gulf Coast Community Federal Credit Union

  • Skip-a-payment for existing loans, with no fee

Meridian MS ANG FCU 

  • Offering loans at 1% for 12-months

Rivertrust Federal Credit Union

  • Waive early withdrawal on share certificates
  • Up to $5,000 at 0% for 6-months
  • Signature loan with no payments for 90-days, 90-day payment deferments on loans

Sunbelt Federal Credit Union

  • Offering loan payment extensions, fee waivers and 60-day loans
Missouri

Anheuser-Busch Employees' Credit Union

  • Offering loans up to 2 times monthly salary at 0% for 6 months, free skip-a-payment 

Central Missouri Community Credit Union 

  • Offering individualized financial solutions

CommunityAmerica Credit Union

  • Offering up to $1,000 at 0% for 30 days, additional individualized repayment solutions

Mazuma Credit Union 

  • Offering loans at 0% with no payments for 60-days, additional individualized repayment solutions

Multipli Credit Union

  • Offering personal loan up to $1,500 at 0% for 45 days

River Region Credit Union

  • Offering loans at 0% with single pay feature, individualized financial solutions

Tigers Community Credit Union

  • Offering paycheck replacement loans with 0%$ APR for the life of the loan

West Community Credit Union

  • Up to the amount of monthly income at 0% for up to two years
Montana

1st Community Federal Credit Union 

  • Offering personal loans up to $2,500 at 0% for 90 days

Billings Federal Credit Union

  • Offering personal loans at 0% up to 60 days, skip-a-payment

Glendive BN FCU

  • Offering 90-day extension on loans

Missoula Federal Credit Union

  • $5,000 with no payment required for 90 days, late fees waived, skip-a-payment fee waived, loan extensions 

Montana Federal Credit Union

  • Skip-a-payment fee waived, line of credit up to $6,000 at 0%, personal loan with no payment for 60 days, overdraft fee reversals. 

Park Side Federal Credit Union

  • Two months of skip-a-payment fee waived

Rocky Mountain Credit Union

  • Personal loans with no payment for 45 days 

Sky Federal Credit Union

  • Two months of skip-a-payment fee waived, low-interest personal loans

Whitefish Credit Union

  • Offering loans at 0% for 60-days, free two payment deferrals

Valley Credit Union

  • Skip-a-payment fee waived
Nebraska

Cobalt Credit Union 

  • Offering loan deferment up to 90-days, reduce or eliminate interest on debt, loan extensions
Nevada

Boulder Dam Credit Union

  • Offering individualized financial solutions 

Clark County Credit Union

  • Offering skip-a-payment with no fees or change a payment due date

Financial Horizons Credit Union

  • Offering individualized financial solutions

Great Basin Federal Credit Union

  • Offering skip-a-payment on loans, loans up to $3,000 for 12-months with no payments for 60-days

Silver State Schools Credit Union

  • Offering payment deferments, individualized financial solutions

WestStar Credit Union

  • Offering loan extensions/forbearance, fees waived
New Hampshire

Northeast Credit Union 

  • Offering loans at 3.99% for 12-months, deferments for up to 3-months on loans, payroll direct deposit, additional individualized financial solutions

New Hampshire Federal Credit Union

  • Offering loans, relief for loan payments

Service Credit Union

  • Offering personal loan up to $5,000 at 0% for up to 6 months, 90-day payment deferrals on loans, early withdrawal penalties on certificates, additional individualized financial solutions  

St. Mary's Bank

  • Offering skip-a-payment on loans for 2 months, early withdrawals from certificates without penalty, offering individualized financial solutions

Triangle Credit Union 

  • Offering skip-a-payment fee waiver, payroll advancement with direct deposit, early withdrawal fee waiver
New Jersey

Aspire Federal Credit Union 

  • Offering 0% APR loans for 12 months of up to $3,000, skip-a-payment fee waiver, early withdrawal fee waiver, payment deferment 

Essex County Teachers Federal Credit Union

  • Offering Existing Loan Deferrals 

Federal Employees (Newark) Federal Credit Union

  • Offering individualized financial solutions

Fort Dix Federal Credit Union 

  • Offering skip-a-payment fee waivers, individualized financial solutions 

South Jersey Federal Credit Union

  • Offering personal loans up to $2,500 at 0% for 6 months with no repayment for 60 days, overdraft fee refund with direct deposit, early withdrawal fee waiver, skip-a-payment fee waiver, additional individualized financial solutions 

XCEL Federal Credit Union 

  • Offering up to $10,000 at 4.99% for 24-months 

New Mexico

Del Norte Credit Union 

  • Offering individualized financial solutions

Guadalupe Credit Union 

  • Offering individualized financial solutions

Zia Credit Union 

  • Offering 60-day loan extensions, early withdrawals up to $10,000 without penalty
New York

AmeriCU 

  • Offering individualized financial solutions 

Bethpage Federal Credit Union

  • Offering individualized financial solutions

CAP COM Federal Credit Union

  • Offering individualized financial solutions and launched a food drive

Nassau Financial Federal Credit Union

  • Offering loan payment deferrals, loans at 0%, early withdrawals from certificates without penalty 

New England Federal Credit Union

  • Offering loan payment deferrals, loans at 0%, early withdrawals from certificates without penalty

Northern Credit Union 

  • Offering up to $5,000 at 0% for 90-days, 30-day loan deferment free-of-charge, refinance an existing loan or one from other financial institution, and financial counseling 

Mid-Hudson Valley Federal Credit Union 

  • Offering 2-month loan deferment on existing loans, provide unsecured LOC for two times net pay for new loans, loans up to maximum amount based on normal underwriting criteria using federal income

Teachers Federal Credit Union

  • Offering skip-a-payment options, 3-month loan extensions
North Carolina

Champion CU

  • Offering existing loan extensions through the shutdown

Coastal Credit Union

  • Offering loan extensions, individualized financial solutions

Local Government Federal Credit Union

  • Individualized financial solutions

Mountain Credit Union 

  • Offering short-term low or no-interest loans, payment extensions, waiver of fees

RTP Credit Union

  • Offering loans, payment deferrals, early withdrawals from certificates without penalty

United Federal Credit Union

  • Waiver of early withdrawal penalty on share certificates, signature loan with no payments for 90 days, loan payment deferments, credit card with 0% introductory annual percentage rate for six months.
North Dakota

Area Community Credit Union

  • Offering loan extensions of up to two months on existing loans

Capital Credit Union

  • Offering short-term paycheck replacement loans, individualized financial solutions

First Community Credit Union

  • Offering low interest rate bridge loans and loan payment extensions for 60 days

GEM Federal Credit Union

  • Up to $7,500 at 0% for 6mo

North Star Community Credit Union

  • Offering loan deferments, additional individualized financial solutions

Railway Credit Union

  • Offering interest-free paycheck replacement loans

United Savings Credit Union

  • Offering personal loans at 0% up to 6 months with direct deposit, loan extension up to 2 months
Ohio

717 Credit Union

  • Offering 0% APR paycheck replacement loans, fee waivers, and skip-a-payment fee waivers

Commodore Perry Federal Credit Union

  • Offering personal loan with no repayment for 90 days, additional individualized financial solutions

Day Air Credit Union

  • Offering personal loans up at 0% up to 30 days

LorMet Credit Union

  • Offering individualized financial solutions

Sharefax Credit Union

  • Offering up to $2,500 at 2.5% for 6-months, first payment deferred for 3 months, loan extensions

Towpath Credit Union

  • Offering loans up to one month's gross income at low interest, skip-a-payment options, individualized financial solutions

Wright-Patt Credit Union

  • Offering loan equivalent to federal net bi-weekly pay at 6.25% for 12-months, 1 months' pay back at 0% if paid within 1 month of issuing loan
Oklahoma

Cherokee Strip Credit Union

  • Offering loans up to $3,000 at 0.99% for 11-months, fees waived on Skip-A-Payment

INTEGRIS Federal Credit Union

  • Offering individualized financial solutions

Tinker Federal Credit Union 

  • Offering paycheck replacement loans with 0% APR for 90 days, up to $6,000 and fee waivers

TrueSky Credit Union

  • Up to $6,000 at 0% for 60-days, 1.99%% up to 6 months, overdraft forgiveness, up to two skip-a-pay, early withdrawal fee waivers

TTCU

  • Skip-a-pay fee waiver, additional individualized financial solutions 
Oregon

Clackamas Federal Credit Union

  • Offering individualized financial services 

Northwest Community Credit Union

  • Offering Individualized financial solutions

MAPS Credit Union

  • Offering up to $5,000 at 0% for 90 days, existing loan payment deferral, early withdrawal fee waiver

Mid Oregon Credit Union

  • Offering individualized financial solutions 

OnPoint Community Credit Union 

  • Offering up to $6,000 at 0% for 90-days, loan deferments, restructure existing loan, skip-a-payment fees waived

OnPoint Community Credit Union

  • Offering individualized financial solutions

Oregon Community Credit Union

  • Offering payment deferrals, short-term loans, individualized financial solutions 

Oregon State Credit Union

  • Offering no payment on new loans for 60 days, waived penalties on early withdrawals on certificates, skip-a-payment, line of credit increases, fee reversals and individual financial solutions

Rivermark Credit Union

  • Offering personal loans at 0%, deferrals on existing loans

Pacific Northwest Federal Credit Union

  • Offering personal loans with no payment for 60 days, skip-a-payment fee waiver, additional individualized financial solutions

Point West Credit Union

  • Offering loan deferment, loan modifications, individualized financial solutions

Rogue Credit Union

  • Offering individualized financial solutions

Unitus Community Credit Union

  • Offering waivers for late payment fees, overdraft and stop payment fees, individualized financial solutions

USAgencies Credit Union 

  • Offering individualized financial solutions 

Wauna Credit Union

  • Up to $3,500 at 0% for 12-months, with no payments required for the first 60-days
Pennsylvania

American Heritage Credit Union

  • Offering personal loans at 0%, payment deferral on existing loans, overdraft fee refunds, early withdrawal fee waived, lay payment fee waived, additional personalized financial solutions

AmeriChoice Federal Credit Union

  • Offering skip-a-payment fee waiver, withdrawal penalty waivers, loan refinance, individualized financial solutions

Cross Valley Federal Credit Union

  • Offering skip-a-payment on loans, Up to $5,000 at 5.99% for up to 36-months

Democracy Federal Credit Union

  • Offering 0% loan for 6 month and existing loan extension up to 90-days, as well as additional free financial counseling services. 

Service 1st Federal Credit Union 

  • Offering up to $5,000 at 5.99% for 36-months

Penn East Federal Credit Union 

  • Offering up to $4,000 at 0% for 18-months, skip-a-payment options, auto refinance 

Visionary Credit Union 

  • Offering skip-a-payment fee waivers for 60 days, 90-day loans at 0% APR 
Rhode Island

Greenwood Credit Union

  • Offering personal loans up to $2,500 at 0% for 6 months, early withdrawal fee waiver, skip-a-payment fee waiver, additional individualized financial solutions

Navigant Credit Union 

  • Offering fee waivers, personal loans up to $3,000 at 0% got 90 days, early withdrawals from certificates without penalty, waived late fees  

Ocean State Credit Union

  • Offering early withdrawals from certificates without penalty, individualized financial solutions

Pawtucket Credit Union

  • Offering up to $3,000 at 0% for 90-days, 3-month loan deferment, waive penalty on early withdrawals

People's Credit Union 

  • Offering skip-a-payment fee waivers, salary advance, short-term loans at 0%, waived fees, loan deferments

PGE Federal Credit Union 

  • Offering individualized financial solutions

Westerly Community Credit Union

  • Offering fee waivers, 90-120-day interest-only loans
South Carolina

Caro Federal Credit Union

  • Offering APR reductions, no payments for 60 days

Family Trust Federal Credit Union 

  • Offering low interest personal loans for 90 days, payment deferrals on existing loans

Palmetto Trust Federal Credit Union 

  • Payroll advance for 30 days at 0% with direct deposit, 3.5% for new direct deposit set up, 30-day loan extension.

South Carolina Federal Credit Union

  • Offering loans at 0%, flexible payment options, loan extensions
South Dakota

Black Hills Federal Credit Union 

  • Individualized financial solutions  

Fort Randall Federal Credit Union 

  • Offering individualized financial solutions 
Lakota FCU 
  • Offering loan extensions for unpaid government workers

M-O Federal Credit union 

  • 0% loans, individualized financial solutions

Minutemen Federal Credit Union

  • Early withdrawal penalty waiver, one-month skip-a-payment, 30-day line of credit at 0% 

Oahe Federal Credit Union

  • Existing loan deferral, individualized financial solutions. 

Sentinel Federal Credit Union

  • Early withdrawal penalty waiver, 30-day loans at 0%, up to 18 months at 1% 

 

Tennessee

Enbright Credit Union

  • Offering loan modifications, skip-a-payment fee waivers and fee waivers for emergency loans

TNConnect Credit Union 

  • Offering loans at 0%

ORNL Federal Credit Union

  • Offering loans at 0% for the first six months and 3% for the remainder of term for 48 months

Scenic Community Credit Union 

  • Offering skip-a-payment fee waivers, individualized financial solutions 

Tennessee Valley Federal Credit Union 

  • Offering individualized financial solutions

US Community Credit Union

  • Offering loans at 0%, fees waived for skip-a-payment, early withdrawals fees waived, individualized financial solutions
Texas

5 Point Credit Union 

  • Offering individualized financial solutions 

Alliance Credit Union 

  • Personal loan with 90-day payment delay

American Airlines Federal Credit Union

  • Offering furlough loans, individualized financial solutions

Border Federal Credit Union 

  • Offering credit advances, loan payment deferrals, individualized financial services

Evolve Credit Union 

  • Offering individualized financial solutions

FedStar Credit Union

  • Offering personal loans up to $6,000 at 2% up to 12 months. 

FirstLight Federal Credit Union 

  • Offering loans at 0%, payment extensions, waive penalty for early withdrawals from certificates, line of credit

GECU 

  • Offering loans, assistance on existing loans, waive penalty for early withdrawals from certificates, line of credit 

Government Employees Federal Credit Union 

  • Personal loan at 5% with 60-day payment delay, 60-day deferral on existing loans 

JSC Federal Credit Union

  • Offering personal loan at 0% up to 3 months  

Houston Texas Fire Fighters Federal Credit Union  

  • Offering short-term loans at 0% for the amount of missed paychecks for 30-days, extending due dates on loans up to 2 months, allowing early withdrawals without penalty

Neighborhood Credit Union 

  • Offering loan deferment, waived fees, individualized financial solutions

North Texas Credit Union

  • Offering up to $5,000 at 0% for 60-days, skip-a-payment, waived fees on early withdrawals from certificates

One Source Federal Credit Union

  • Offering low interest loans, loan payment extension

Texas Trust Credit Union 

  • Offering individualized financial solutions including loan payment deferments, low interest short-term loans, waived fees 

TFCU 

  • Offering assistance on existing loans, waive penalty for early withdrawals from certificates, low interest on new loans with extended terms, line of credit 
Utah

America First Credit Union

  • Offering personal loan of up to $4,000 at 0% for 30-days, skip-a-payment, interest-only payments, loan extensions, additional individualize financial solutions

American United Federal Credit Union

  • Offering personal loans at 0%, payment extensions for 90 days on existing loans, early withdrawal fee waived, additional personalized financial solutions

Box Elder Credit Union

  • Offering personal loan up to $1,000 at 0% for 30 days, skip-a-payment, debt consolidation

Chartway Federal Credit Union

  • Offering skip-a-payment fee waivers, individualized financial solutions

Cyprus Credit Union 

  • Offering personal loan up to $5,000 at 0% for 60 days with direct deposit, additional individualized financial solutions 

CUP Federal Credit Union

  • Offering personal loan up to $4,000 at 4% for 90 days 

Granite Credit Union

  • Offering payment deferral on existing loans, early withdrawal fee waived, additional personalized financial solutions

Hercules Credit Union

  • Offering Skip-a-payment, signature loans up to $1,000 with no payment for 60 days

Members First Credit Union

  • Offering personal loan up to $4,000 with no payment for 45 days with direct deposit, skip-a-payment fee waived, early withdrawal penalty waived. 

Weber State Credit Union

  • Up to $4,000 at 4.49% for 12 months, skip-a-payment fee waived 
Vermont

Credit Union of Vermont 

  • Offering personal loans, loan payment deferrals, additional individualized financial solutions

Heritage Family Federal Credit Union 

  • Offering personal loan with no repayment for up to 60 days

Members Advantage Community Credit Union 

  • Offering loans extensions, skip-a-payment 

New England Federal Credit Union

  • Offering personal loans up to $3,000, loan payment extensions, early withdrawal fee waivers

North County Federal Credit Union

  • Offering early withdrawal fee waivers, overdraw fee refunds, personal loans up to $5,000 at 0% for 30 days 

One Credit Union 

  • Offering deferred payment, interest only period, skip-a-payment 

Opportunities Credit Union

  • Offering skip a payment won existing loans, personal loans, additional individualized financial solutions 

ORLEX Government Employees Credit Union 

  • Offering payment deferrals, waived fees 

River Valley Credit Union 

  • Offering up to $750 at 0% for 1 year 

VSECU 

  • Offering personal loan up to $3,000, waive skip-a-payment fees 

Vermont Federal Credit Union 

  • Offering skip-a-payment fee waivers, unsecured loan of up to $3,500 at 3% with 60-day repayment deferral, relaxed debt collection, repossession, and foreclosure actions 

Vermont VA Federal Credit Union 

  • Offering individualized financial solutions

Heritage Family Federal Credit Union

  • Offering personal loan with no repayment for up to 60 days

VSECU 

  • Offering personal loan up to $3,000, waive skip-a-payment fees

Vermont Federal Credit Union

  • Offering skip-a-payment fee waivers, skip-a-payment fee waived, unsecured loan of up to $3,500 at 3% with 60-day repayment deferral, relaxed debt collection, repossession, and foreclosure actions 
Virginia

1st Advantage Federal Credit Union

  • Offering skip-a-payment fee waivers, short-term 0% APR loans

ABNB Federal Credit Union

  • Offering skip-a-payment fee waiver, one-time paycheck replacement loan at 0%

Agriculture Federal Credit Union

  • Up to $6,000 line of credit at 0% for 60 days for members with direct deposit, personal loan deferral up to 45 days with flexible repayment terms up to 60 months

Apple Federal Credit Union

  • Offering 0% APR loans of up to $5,000 for up to 6 months, skip-a-payment fee waivers, fee waivers

BayPort Credit Union

  • Offering individualized financial solutions

CommonWealth One Federal Credit Union

  • Offering up to $5,000 with no payment for 90-days, Skip-a-payment

Congressional Federal Credit Union

  • Line of credit loan at 0% for 60-days, loan deferments, early withdrawal waivers 

Constellation Federal Credit Union

  • Offering 0% interest loans for 90 days, skip-a-payment fee waivers, withdrawal fee waivers

Democracy FCU 

  • 0% for 6 months, existing loan extension up to 90-days 

FedStar Federal Credit Union

  • Offering furlough loans, skip-a-payment fee waiver

Fairfax County Federal Credit Union

  • Offering loan deferrals up to 3-months, up to $7,500 at 0% for 3-months, no minimum credit card payment, skip-a-payment

InFirst Federal Credit Union

  • Offering personal loans at 0% for 60 days with direct deposit, skip-a-payment fee waiver, additional individualized financial solutions

Justice Federal Credit Union

  • Personal loans up to $3,000 at 3.19% for 24 months with 90-day payment deferral, 30-day existing loan deferral.

Langley Federal Credit Union

  • Offering skip-a-payment fee waivers, short-term 0% APR loans

Member One Federal Credit Union

  • Offering individualized financial solutions

NASA Federal Credit Union

  • Offering up to $10,000 at 0% or 60 days, skip-a-payment fee waiver, additional financial solutions

Navy Federal Credit Union

  • Offering 0% APR loans

NSWC Federal Credit Union

  • Offering fee waivers, loan extensions, individualized financial solutions

PenFed Credit Union

  • Offering skip-a-payment fee waivers, 2% discount on new loans and 0% overdraft line of credit up to $6,000 per person per pay period

Peoples Advantage Federal Credit Union

  • Skip-a-payment on loans and early withdrawals on CDs without penalty

State Department Federal Credit Union

  • Offering loan payment delays, fee waivers, 0% furlough loans

United States Senate Federal Credit Union 

  • Personal loan at 0% for 3 months, additional individualized solutions 
Washington

Connection Credit Union

  • Offering individualized financial solutions

Gesa Credit Union

  • Offering skip-a-payment fee waivers, short term loan extensions

Global Credit Union

  • Offering Individualized financial solutions

HAPO Community Credit Union 

  • Offering Individualized financial solutions

Horizon Credit Union

  • Skip-a-payment options, loan extensions and restructuring

Kitsap Credit Union

  • Offering individualized financial solutions

Northwest Community Credit Union

  • Offering Individualized financial solutions

North Coast Credit Union

  • Offering individualized financial solutions

Numerica Credit Union

  • Offering individualized financial solutions including skip-a-payment options, flexible loan extensions and uncollateralized loans with quick underwriting

Qualstar Credit Union 

  • Offering individualized financial solutions

Peninsula Credit Union

  • Offering individualized financial solutions including skip-a-payment

O Bee Credit Union 

  • Offering loans at 4%, loan modification, skip-a-payment fees waived

Spokane Federal Credit Union

  • Offering personal loans at 0% for 90 days

Sound Federal Credit Union

  • Offering skip-a-payment fee waivers, 90-day loans at 0% APR, fee waivers

STCU

  • Offering Individualized financial solutions

TAPCO Credit Union

  • Offering fee waivers, furlough loans

WECU

  • Offering up to $6,000 at 0% for 90-days, up to $7,500 at 6% for 48-months, skip-a-payment options
West Virginia

Charleston Federal Credit Union

  • Personal loans at 1% for 12 months, skip-a-pay fee waived for 1 month

Mountain Heritage Federal Credit Union 

  • Offering skip-a-payment fee waivers, mortgage assistance 

One Community Federal Credit Union 

  • Offering 90-day paycheck advances at 0% APR, mortgage assistance 

Pioneer WV Federal Credit Union

  • Up to $5,000 at 0% for 90 days

West Virginia Central Federal Credit Union 

  • Offering paycheck replacement loans

Yellowstone Federal Credit Union

  • Skip-a-payment on loans through end of shutdown
Wisconsin

Heartland Credit Union

  • Offering 90-day loan deferments, emergency loans w/ no payments for 90 days

The following Wisconsin credit unions are offering individualized financial solutions based on their members' needs

  • 1st Community Credit Union 
  • Altra Federal Credit Union 
  • Appletree Credit Union 
  • Badger-Globe Credit Union  
  • Blackhawk Community Credit Union 
  • Brewery Credit Union 
  • Capital Credit Union 
  • Community First Credit Union 
  • Connexus Credit Union 
  • CoVantage Credit Union 
  • Dane Co Credit Union  
  • Enterprise Credit Union 
  • Evergreen Credit Union 
  • Fond du Lac Credit Union 
  • Fort Community Credit Union 
  • Glacier Hills Credit Union 
  • Kohler Credit Union 
  • Madison Credit Union 
  • Marathon County Employees Credit Union 
  • Marshfield Medical Credit Union 
  • N.E.W. Credit Union 
  • Northern Paper Mills Credit Union 
  • Oshkosh Postal Employees Credit Union 
  • Oshkosh Truck Credit Union 
  • PCM Credit Union 
  • People's Choice Credit Union 
  • Royal Credit Union 
  • Shoreline Credit Union 
  • Southern Lakes Credit Union 
  • St. Mary's & Affiliates Credit Union 
  • Summit Credit Union 
  • Tri-County Credit Union 
  • University of Wisconsin Credit Union 
  • Westby Co-op Credit Union 
  • WESTconsin Credit Union 
  • Winnebago Community Credit Union
Wyoming

First Education Federal Credit Union

  • Offering skip-a-payment on all loans, 0% loans for amount of net income for 2 months

Meridian Trust Federal Credit Union

  • Offering personal loans at 0%, skip-a-payment, early withdrawal fee waiver, additional individualized payment support

Pathfinder Federal Credit Union

  • Offering personal loans at 0% for 90 days, early withdrawal fee waiver, loan extensions

Reliant Federal Credit Union

  • Offering personal loans at 0% at 90 days, early withdrawal fee waiver, extensions on existing loans, additional individualized financial solutions

Sunlight Federal Credit Union

  • Offering individualized financial solutions  

Sheridan Community Federal Credit Union

  • Offering personal loans at 0%, 90-day loan extensions

UniWyo Federal Credit Union

  • Offering loans at 0%, no penalties for early certificate withdrawals, skip-a-payment options with no fee, lower monthly loan payment 

Yellowstone Federal Credit Union

  • Up to $5,000 at 0% for 90 days, additional individualized financial solutions

WyHy Federal Credit Union

  • Offering loans, open-end lines of credit, individualized financial solutions