Removing Barriers Blog

Credit Unions Need FCC to Modernize Implementation of TCPA Regulations
Posted May 06, 2019 by CUNA Advocacy

CUNA wrote to Chairman Kennedy and Ranking Member Coons prior to the Appropriations Subcommittee’s hearing entitled, “Hearing to review the Fiscal Year 2020 budget requests for the U.S. Federal Communications Commission and the U.S. Federal Trade Commission.” As the Committee considers the FCC’s fiscal budget for the upcoming year, CUNA urges Congress to encourage the FCC to modernize its implementing regulations for the Telephone Consumer Protection Act (TCPA).

CUNA’s letter notes that the rules for contacting consumers are completely different for landlines and mobile phones, and that this distinction is “antiquated and unfair and fails to reflect how the vast majority of consumers communicate today.”

 “At the same time that consumers are abandoning landline phones, cell phone use is becoming less and less expensive… These trends suggest that the rationale for the FCC’s existing interpretation of the TCPA and implementing regulations are not only outdated, but also harmful to both consumers and the credit unions that serve them,” the letter reads.

On behalf of America’s credit unions and their 115 million members, CUNA urges Congress to hold the FCC accountable for its failure to modernize the TCPA and reiterates the need for the Commission to undertake rulemaking efforts that are line with modern technological practices.