Removing Barriers Blog


Keeping member credit unions and leagues current on what and why we are doing for advocacy efforts including legislative, regulatory and state governmental affairs.
Posted October 31, 2016 by CUNA Advocacy
NCUA’s Field of Membership Rule Final Rule vs. Requested Changes   CUNA Requested Change
Posted October 28, 2016 by CUNA Advocacy
NCUA had their board meeting. Here are the highlights:
Posted October 27, 2016 by CUNA Advocacy

Constitutional grounds cited as one of many reasons to oppose the proposal.

Posted October 27, 2016 by CUNA Advocacy

CUNA Advocacy issues discussed in Park City, UT at Attorney's conference

Posted October 26, 2016 by CUNA Advocacy
With most of the nation’s attention focused on the hotly contested presidential election, voters in Arizona, California, Maine, Massachusetts and Nevada will vote on referendums legalizing the use of recreational marijuana. Recreational marijuana use has already been legalized in Alaska,
Posted October 25, 2016 by CUNA Advocacy


Posted October 24, 2016 by CUNA Advocacy

CUNA raises concern over revisions to existing rule

Posted October 24, 2016 by CUNA Advocacy


Posted October 21, 2016 by CUNA Advocacy

"Credit unions were born out of the idea that we can derive strength from our unity. For generations, they have enabled people across our country to access financial services while contributing to the life of their community," says President Obama

Posted October 21, 2016 by CUNA Advocacy
Congressman Blaine Luetkemeyer (R-MO) and Senator Jeff Flake (R-AZ) wrote Chairman Metsger with concerns about the lack of supervisory guidance on the practice of de-risking.


Posted October 20, 2016 by CUNA Advocacy

Prize-linked savings programs authorized in Massachusetts.

Posted October 20, 2016 by CUNA Advocacy


Posted October 19, 2016 by CUNA Advocacy
A panel consisting of D.C. Circuit Court of Appeals Judges Srinivasan, Pillard, and Edwards questioned counsel for the petitioners, as well as the FCC’s counsel, for nearly three hours in the oral arguments for the lawsuit challenging the FCC’s July 2015 TCPA
Posted October 18, 2016 by CUNA Advocacy
CUNA filed its comment letter with the CFPB on its amendments to the TRID KBYO Rule under the Truth in Lending Act (Reg Z).  It the letter CUNA thanked the CFPB for agreeing to open the rule to make changes to address
Posted October 18, 2016 by CUNA Advocacy

IRS to shelve proposed changes to the way users could access its IVES system 

Posted October 14, 2016 by CUNA Advocacy
Webinar will be on November 9, from 2-3:30 pm Eastern.
Posted October 14, 2016 by CUNA Advocacy

CUNA will be attending the hearing at DC Court of Appeals as the FCC's TCPA order is challenged. 

Posted October 14, 2016 by CUNA Advocacy


Posted October 13, 2016 by CUNA Advocacy

Consent Order from CFPB raises questions for credit unions regarding what is considered a UDAAP violation. 

Posted October 13, 2016 by CUNA Advocacy

CFPB approves FHFA as a conservator for the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association. 

Posted October 12, 2016 by CUNA Advocacy

A new ruling from the D.C. Court of Appeals allows the President to remove the Director of the CFPB.

Posted October 11, 2016 by CUNA Advocacy
In a letter from Chairman Rick Metsger, the NCUA weighed in last week on the CFPB’s small dollar loan rule, urging it to exempt the NCUA PAL program in its entirety from the rule. The NCUA noted that as the
Posted October 11, 2016 by CUNA Advocacy
For the last two years or so, we in the CUNA/League system have been talking a lot about “360 Degree Advocacy,” this notion that if public policy issues facing credit unions are addressed from all angles, and resources are brought to bear strategically and deliberately, the likelihood of a successful outcome is increased significantly.  Last week, we saw what 360 Degree Advocacy can do on two key issues – CFPB’s small dollar loan Proposal and NCUA’s supervisory improvement process.
Posted October 07, 2016 by CUNA Advocacy

After research and roundtables, the SBA filed a comment letter supporting CU exemptions from Payday Rule.

Posted October 06, 2016 by CUNA Advocacy
Yesterday, lawmakers in Arkansas considered a bill that would require a study of the revenue implications of prohibiting interchange fees on nonfederal taxes. Ron Harrod of the Cornerstone Credit Union League and Windy Campbell, CEO, Arkansas Employees FCU testified in
Posted October 06, 2016 by CUNA Advocacy

NCUA Exam Flexibility Initiative Report available after CUNA advocacy. 

Posted October 05, 2016 by CUNA Advocacy

Here's a rundown on CFPB's rule on prepaid accounts

Posted October 05, 2016 by CUNA Advocacy
NCUA to offer examination flexibility when implementing changes to the DoD Military Lending Act regulation. 


Posted October 05, 2016 by CUNA Advocacy

CUNA responds to CFPB's Small Dollar rule with a 61 page detailed letter.

Posted October 03, 2016 by CUNA Advocacy
In addition to the bulletins released earlier this month, the Washington credit union regulator issued another one this week. DCU bulletin B 16 16 alerts state chartered credit unions that the Washington Department of Licensing (DOL) will no longer accept...