Removing Barriers Blog


  • Credit Union Powers 

Keeping member credit unions and leagues current on what and why we are doing for advocacy efforts including legislative, regulatory and state governmental affairs.
Posted February 03, 2017 by CUNA Advocacy
Lawmakers in Alabama, Illinois, Maine and Tennessee are considering legislation that would alter some credit union restrictions and operational requirements.


Posted February 03, 2017 by CUNA Advocacy
Lawmakers in Alabama, Illinois, Maine and Tennessee are considering legislation that would alter some credit union restrictions and operational requirements.


Posted January 27, 2017 by CUNA Advocacy

New Georgia legislation will reduce compliance burdens and improve the operational environment for credit unions.

Posted January 27, 2017 by CUNA Advocacy

New Georgia legislation will reduce compliance burdens and improve the operational environment for credit unions.

Posted January 22, 2017 by CUNA Advocacy

Washington State lawmakers are considering H 1318, which would permit state-chartered credit unions to accept supplemental capital immediately upon a change at the Federal level.

Posted January 22, 2017 by CUNA Advocacy

Washington State lawmakers are considering H 1318, which would permit state-chartered credit unions to accept supplemental capital immediately upon a change at the Federal level.

Posted January 22, 2017 by CUNA Advocacy
On the night of the Inauguration the Trump Administration issued a regulatory freeze in a memo from Chief of Staff Reince Priebus to the heads of Executive departments and agencies.
Posted January 19, 2017 by CUNA Advocacy
This week, bills were introduced in Nebraska and New Mexico that would positively impact the ability of credit unions to serve their members.
Posted January 13, 2017 by CUNA Advocacy

This week, 36 states were in session and legislation was introduced that would expand both powers and protections for credit unions.

Posted January 13, 2017 by CUNA Advocacy

This week, 36 states were in session and legislation was introduced that would expand both powers and protections for credit unions.

Posted January 08, 2017 by CUNA Advocacy

Legislatures in 17 states convened this week and lawmakers were met with bills that would provide credit unions with the with the clarity, flexibility and powers to effectively serve their members.

Posted December 22, 2016 by CUNA Advocacy

North Carolina regulators approve a temporary MBL rule to coincide with NCUA’s recent MBL Rule.

Posted December 13, 2016 by CUNA Advocacy

Here's a list of a few issues that may be of interest.

Posted December 12, 2016 by Ryan Donovan
A look at our advocacy accomplishments for 2016 and the opportunities that exist in 2017.
Posted December 12, 2016 by CUNA Advocacy

Here are some highlights from the past year. 

Posted September 27, 2016 by CUNA Advocacy
Our letter sent in advance of the hearing, thanked the committee for considering legislation to give NCUA clear authority to provide deposit insurance for prepaid and payroll cards.
Posted September 15, 2016 by CUNA Advocacy
The California League worked extensively to pass this bill, which includes 7 provisions to modernize the California Credit Union Act.
Posted September 13, 2016 by CUNA Advocacy
While the bill made it through the committee on mostly partisan lines, its not likely to get a full floor vote during this Congress.
Posted September 09, 2016 by CUNA Advocacy
We are confident that the NCUA's Member Business Lending (MBL) rule falls fully within the scope of the Federal Credit Union Act, and will withstand this meritless legal challenge.
Posted August 24, 2016 by CUNA Advocacy
This bill includes 7 improvements to credit union's chartered in California, and was well received by lawmakers as it passed through the assembly.
Posted August 24, 2016 by CUNA Advocacy
These favorable changes affect credit union governance and towing lien issues.
Posted July 22, 2016 by CUNA Advocacy
We urged the NCUA to minimize this rule's impact on all credit unions, since excessive compensation has not been given as a reason for a credit union failures, compared to banks.
Posted July 21, 2016 by CUNA Advocacy
The Board received a Report of the National Credit Union Share Insurance Fund (Quarterly Report), adopted NCUA’s 2017-2021 Strategic Plan, and received a briefing on NCUA’s 2016 Mid-Session Budget.
Posted July 17, 2016 by CUNA Advocacy
CUNA's views on the Financial CHOICE Act.
Posted July 14, 2016 by CUNA Advocacy
One of the ways to move legislation through Congress is on appropriations bills, two of which currently contain regulatory relief language favorable to credit unions.
Posted July 14, 2016 by CUNA Advocacy
The House Appropriations committee recently approved this bill, which contains a provision related to the DOL's Overtime Rule.
Posted July 14, 2016 by CUNA Advocacy
Our President/CEO Jim Nussle testified before the House Financial Services Committee, and answered several questions from Members of Congress about how regulatory burden is impacting the credit union industry.
Posted July 08, 2016 by CUNA Advocacy
This Ruling is in line with a recent Supreme Court decision, which determined that the US government is immune from the TCPA.
Posted July 08, 2016 by CUNA Advocacy
The bill includes funding for important credit union programs and several regulatory relief provisions.
Posted July 05, 2016 by CUNA Advocacy
While NCUA stated that these changes are purely technical in nature, we would like to know if credit unions have any concerns with the proposed changes.
Posted July 05, 2016 by CUNA Advocacy

The Ohio League has been working with us to introduce this bill, which will help credit unions expand into underserved areas. 

Posted June 27, 2016 by CUNA Advocacy
Over the last few months, a number of really positive things have happened as a result of years of advocacy work on the part of CUNA, the Leagues and credit unions.  We all should celebrate these victories!
Posted June 24, 2016 by CUNA Advocacy
We have long advocated for NCUA to make these changes, which would add additional flexibility for FCUs to own and use fixed assets.
Posted June 21, 2016 by CUNA Advocacy
The bill would take steps to ease depository institutions into serving marijuana businesses.
Posted June 10, 2016 by CUNA Advocacy
The legislation is comprised of six bills and amends the Michigan Credit Union Act in a dozen ways.
Posted June 06, 2016 by CUNA Advocacy
These two states join 17 others that now allow these account incentives.
Posted May 26, 2016 by CUNA Advocacy
Agency staff received input from a diverse array of credit union representatives, including Tim Anderson, President/CEO of Government Printing Office FCU.
Posted May 26, 2016 by CUNA Advocacy
Credit Unions in Illinois, Missouri and South Carolina are on the cusp of receiving several new powers.
Posted May 24, 2016 by CUNA Advocacy
Our comments stressed that since credit unions are frequently involved in the financing of automobiles and the transfer of titles, the ability to perfect a lien is of utmost importance to our members.
Posted May 20, 2016 by CUNA Advocacy
Michigan is close to updating its credit union act in more than a dozen ways, and the Arizona act now allows for director compensation.
Posted May 19, 2016 by CUNA Advocacy
We closely followed this hearing, because it remains our view that allowing credit unions to expand small business lending would be a key driver of economic growth.
Posted May 19, 2016 by CUNA Advocacy
Board members and Larry Fazio discussed call report modernization and extending exam cycles.
Posted May 17, 2016 by CUNA Advocacy
We used this discussion on Capitol Hill to further promote H.R. 1188, which would increase the statutory member business lending (MBL) cap to 27.5 percent.
Posted May 13, 2016 by CUNA Advocacy
This removal of the personal guarantee requirement is the first part of the recent MBL changes to become effective.
Posted May 13, 2016 by CUNA Advocacy
League advocacy in two states in bearing fruit for expanding credit union powers.
Posted May 11, 2016 by Meghan M
This rule was issued jointly by all the banking/financial regulators and NCUA, but only applies to credit unions over $1 billion in assets.
Posted May 11, 2016 by CUNA Advocacy
We are pushing several pieces of legislation through both chambers that would expand credit union powers and reduce regulatory burden.
Posted May 11, 2016 by CUNA Advocacy
This new legislation will permit credit unions to offer savings promotions programs, also known as prize-linked savings accounts.
Posted April 21, 2016 by CUNA Advocacy
The latest meeting featured a report on the share insurance fund and the proposal of two new rules.
Posted April 18, 2016 by CUNA Advocacy
The bill permits state chartered credit unions to compensate directors and to substitute an audit committee for a supervisory committee.
Posted April 14, 2016 by CUNA Advocacy
In advance of a subcommittee hearing on job growth, we sent a letter urging the committee to consider two bills that would help expand credit union small business lending and therefore job creation.
Posted April 01, 2016 by CUNA Advocacy
The Badger State has just updated it credit union act.
Posted March 29, 2016 by CUNA Advocacy
The new legislation addresses Federal Home Loan Bank participation and merger issues.
Posted March 18, 2016 by CUNA Advocacy
Both chambers of the Wisconsin legislature have passed the measure, which was successfully championed by the Wisconsin League.
Posted March 15, 2016 by CUNA Advocacy
The new MBL regulation will become effective on January 1, 2017.
Posted February 26, 2016 by CUNA Advocacy
Several statehouses are considering legislation to update their credit union acts and expand credit union powers.