He began his career with the Credit Union Department, State of Texas in March of 1983 as Financial Examiner based in Houston, Texas.

In July of 1985 he joined the staff of a credit union as Operations Manager, in 1986 he was promoted Vice President and continued in that position until 2001 when he was promoted to President/CEO.

In August of 2011 Delton left the credit union to pursue other interest and rejoined the Credit Union Department in 2016 as a Field Examiner III.

In his spare time Delton enjoys watching sports especially baseball and football and spending time with family.

Delton recently celebrated his 36th wedding anniversary with his wife Tammy.

Delton and Tammy have 2 children, 2 grandsons, and 2 grand pups.  

Winnefred is a dedicated Senior Field Specialist at the Texas Credit Union Department, where she has been contributing her expertise for over eight years. A proud alumna of Baylor University and Prairie View A&M University, she holds a Bachelor’s and Master’s degree in Business Administration respectively.

In addition to her academic qualifications, she is also a Certified Small Credit Union Examiner and Bank Secrecy Act Compliance Specialist. Her lifelong relationship with credit unions began with a share account opened by her grandpa in elementary school. This early experience not only fueled her passion for the industry but also laid the foundation for her financial journey, leading to her first secured credit card and the financing of her first car.

Away from work, Winnefred is an avid food enthusiast who relishes the adventure of discovering new restaurants. Her leisure time is often spent playing fetch with her beloved dog, Sirius Black.

Melisa Kallestad is Senior Director of Compliance & Lending Education for Credit Union National Association (CUNA), the most influential financial services trade association which advocates for America’s credit unions. Kallestad brings career-long industry experience to her role and is responsible for the compliance, risk, lending, cybersecurity, collections, and audit education portfolio.  She and her team design and deliver an extensive portfolio of educational programs and resources for credit union professionals, leagues, and industry stakeholders. 

Prior to joining CUNA, Kallestad had a 20-year career with First American Credit Union of Beloit, Wisconsin.  While in college, she began working from the credit union branch basement microfilming documents. From there she finished her college journey while working as a teller and then moved to Member Service Officer, Branch Manager and Retail Manager.  Special areas of focus within the credit union included training, compliance, lending, member service, and branch operations.  In addition, Kallestad spent several years as a Continuing Financial Education Instructor for Rock Valley College.

Kallestad holds a Bachelor of Science degree in Business with a minor in Financial Planning. She has also participated CUNA’s World Class Customer Service and is a Certified Credit Union Financial Counselor.

Colleen Kelly is the Senior Federal Compliance Counsel in CUNA’s Compliance Department. She analyzes regulations to determine their impact on the operations of credit unions and provides compliance information and guidance to credit unions through CUNA’s online Compliance Community, CompBlog, NewsNow, eGuide to Federal Laws and Regulations, cucomply, Credit Union Magazine, and other resources. She works closely with CUNA’s Professional Development staff to provide educational products and programs to support credit unions’ compliance efforts, and provides support to CUNA’s lobbyists on consumer legislation.

Ms. Kelly has worked at CUNA for over 20 years, not only in compliance but in legislative and regulatory advocacy as well. Prior to joining CUNA, she worked for both the Colorado Credit Union League (now the Mountain West Credit Union Association) and the Washington Credit Union League (now the Northwest Credit Union Association).

Ms. Kelly has, and continues, to provide volunteer support to several low income legal and counseling centers in the Washington DC area, such as, the Mental Health Association of Montgomery County, the Commission for Women, the American Foundation for Suicide Prevention, Advocacy for the Elderly, and Junior Achievement’s financial literacy programs.

Ms. Kelly received her bachelor’s degree in economics from the University of Colorado in Boulder, and her law degree from The Catholic University of America in Washington, DC.

Craig Money is the BSA Officer and AVP/Operational Risk for Community Financial Credit Union. The department performs many functions for the credit union including, managing the BSA Compliance program, Fraud Investigation program, Share Collections, Physical Security, as well as operational reviews. Beyond these core functions, the team also acts as a help desk for the branches, performs branch fraud mitigation training, as well as creates and enhances the Credit Union’s policies and procedures relating to areas falling under the team’s umbrella.

Before joining CFCU in 2016, Craig previously worked for over twelve years at PNC, holding different positions which included those in Loss Prevention, Auditing, and AML. This experience led to Craig managing a loss prevention team for the Detroit market of PNC whose responsibilities included the risk oversight/management of: audits, cash counts, compliance, and legal and non-credit loss issues for over 120 branches in the market.

Craig earned a BA degree in Business from Baker College, a Master of Management degree from Walsh College, and is a Certified Anti-Money Laundering Specialist.

Valerie is senior director of compliance analysis for the Credit Union National Association (CUNA) regulatory affairs in the Washington, DC office. She works closely with CUNA’s publications and web services departments to deliver useful and accurate compliance information in a user-friendly format to CUNA’s members. She is responsible for writing articles on various compliance issues of interest to credit unions, maintaining CUNA’s e-Guide to Federal Laws and Regulations and responding to credit unions’ compliance inquiries. Valerie writes for and edits the compliance section of Credit Union Magazine and contributes to CUNA’s daily compliance blog CompBlog and monthly e-newsletter the Monthly Compliance Wrap-Up . She also assists CUNA’s political affairs department and the Credit Union Legislative Action Council (CULAC) in complying with Federal Election Commission regulations.

Ms. Stevenson joined the organization in May 2022, with 18 years of credit union regulatory and compliance experience. Before joining the team at NASCUS, Sarah was the Corporate Activities and Risk Assessment Manager for the State of Michigan, Office of Credit Unions. Additionally, she spent eight years with the Michigan Credit Union League as Senior Director of Regulatory Affairs, where she engaged as a liaison to state and federal regulatory agencies, including the National Credit Union Administration (NCUA), Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC).

Sarah has served in several critical roles within the industry, including as liaison to the State of Michigan’s Cannabis Banking Taskforce and as a partner in rewriting the Michigan Credit Union Act in 2015. She has provided compliance and regulatory support to Michigan credit unions and was a loan officer and compliance manager for a $300 million credit union where she developed and implemented a regulatory compliance and internal audit program.

Ms. Stevenson holds a Bachelor of Fine Arts from Adrian College and a Master of Arts in Organizational Management. She also has multiple credit union certifications, including Bank Secrecy Act Compliance Specialist (BSACS) and Credit Union Enterprise Risk Management Expert (CUERME) through Credit Union National Association

Isaida Woo is the Senior Vice President Corporate Affairs and Education and is responsible for managing NASCUS’s education and professional development functions, overseeing NASCUS’s meeting planning and venue engagement functions, and working with the CFO to ensure business continuity in NASCUS’s financial management functions. Dr. Woo works with the President/CEO and executive management team to coordinate marketing of NASCUS across events and platforms and to ensure NASCUS’s training/professional development functions align with NASCUS’s strategic plans, initiatives, and mission. She liaises with system stakeholders to enhance NASCUS’s visibility, brand, and value proposition.

Dr. Woo has been in the financial industry for over 20 years and has developed and administered the training programs each year that trains attendees around the country.

Dr. Woo holds a Bachelor Degree in Information Security from Virginia Commonwealth University, a Master Degree in Business Administration from Trinity Washington University, and earned her Doctoral degree in Education from Nova Southeastern University.