Credit Union Snapshot

Keep your fingers on the pulse of credit union operations by exploring the latest trends in the U.S. credit union industry.

• Monthly Credit Union Estimates - A snapshot of credit union operating and financial results based on our monthly survey. Note: all survey participants receive a custom peer analysis in return for providing monthly data.  Sign up today!
• U.S. Credit Union Profile  [xls] - Quarterly trends in credit union operating and financial results.
• Credit Union Member Benefits - A detailed view of credit union consumer financial advantages. 

State And National Level Data and Statistics

Explore yearly and quarterly national and state credit union trends including key operating ratios and performance statistics.

Financial Reports

• Membership Benefits Report - A detailed view of consumer financial advantages.

• Credit Union Profile Reports - Quarterly trends in credit union operating and financial results.

• Credit Union Financial Summary  [xls] - Comparative growth and performance statistics.

• Tax Estimates by State  [xls]- Estimates of credit union federal income tax, if taxed.

  Longer-Term Historical Data and Trends

     National

• Credit Union Trends by Asset Size  [xls]  Medians  [xls] - Aggregate U.S. credit union performance ratios and statistics by asset size since 1991. 

• Credit Union Loan and Savings Trends  [xls] -  Aggregate U.S. credit union loan and savings portfolio trends since 1991.   
  
  

     National and State

• State Trends  [xls]  Medians  [xls] - Key credit union performance ratios and statistics since 1991.

• State Asset Quality Trends  [xls]  -  Delinquency and chargeoff credit union trends since 1997.

• State Long-Run Financial Trends - High-level membership and balance sheet data since 1930.  

State Fact Sheets

Bank and credit union data and statistics to support CU advocacy efforts in your state.

• Bank and Credit Union Overview - Comparison of CU and bank data including median asset size, market share of deposits, and interest rates.

• Credit Unions: Consumers' Best Financial Partner - Overview of benefits delivered by credit unions to consumers through the tax-exempt status. Includes comparison against banking institutions that elect the tax advantage of Subchapter S status.

• Consumers Choose Credit Unions as Best Financial Partner - Compilation of statistics highlighting the benefit of credit union's unique member-owned, not-for-profit structure.

Individual Credit Union Custom Analysis and Calculators

A compilation of resources to help you track your credit union's quarterly operating and financial results and measure your performance against peers.

Capital Planning Calculator - Crisis Planning Edition  (New!) - Calculates credit union growth, earnings, and capital interactions. Uses historical data from the Great Recession.

Credit Union Financial Reports

• Economic Impact Report - Calculate your credit union's economic impact in the local economy.
• Peer Comparison Report - Credit union level ten-page customized peer analysis.
• Top 100 Credit Union Report - A summary of operating and financial results of the top 100 credit unions.
• Custom Member Benefits Report - Find out how much money your credit union puts in members' pockets by comparing your credit union's loan rates, dividends, and fees to those of other financial institutions in your area.

Calculators

• Capital Planning Calculator - Crisis Planning Edition (New!) - Calculates credit union growth, earnings, and capital interactions. Uses historical data from the Great Recession.
• Capital Planning Calculator - Calculates credit union growth, earnings, and capital interactions.
• Regulatory Burden Calculator - Estimates credit union financial impact of regulatory burden.
• RBC Calculator- Calculates credit union risk-based capital ratio.

Credit Union vs Bank Comparisons

A compilation of frequently requested bank and credit union statistics.

• Market Share of Depository Institution Assets -  Market share of totals assets comparison for credit unions, small banks, and large banks since 1992.

• Frequently Requested Credit Union/Bank Comparisons -  Comparisons of credit union and bank performance ratios since 1980.

Economic Forecasts, Presentations, and Research

A one-stop shop for the present, past and future look at the economy, including interest rates, key indicators, credit union forecasts, commentary, and presentation slides & handouts.

  Economic Overview

• Policy Analysis Issue Brief: A Looming Crisis - Thoughts on the COVID-19 pandemic and credit union responses.
• CUNA Economic Update Video -  CUNA Economic Update videos provide 15-minute monthly overviews of the economy and its impact on credit unions.  

• Economic and Credit Union Forecast -   Review the current U.S. economic outlook and its influence on credit union operations.

• Expert Insight and Analysis -  Review recent staff presentations focusing on economic developments, changes in consumer financial health and resulting changes in credit union operations. 

 Trendlines

• Credit Union Trendlines  - Explore the insights of our economists on the latest credit union trending topics. 
  
  

CUNA Research Papers & Reports

• CUNA Research Papers & Reports  -  Learn more about credit union operations in our white papers.
  
  

Economic Data

• Treasury Yields - updated throughout the day (Bloomberg)
• Key Interest Rates - at close of previous business day (Federal Reserve)
• Mortgage Commitment Rates - weekly averages (Freddie Mac)
• Economic Calendar & Key Economic Indicators (Bloomberg)
• Economic Data (St. Louis Fed - FRED database)

Meet our Team

Meet the CUNA Research and Policy Analysis team